DCF Calculator

Estimate the intrinsic fair value of any company using discounted cash flow analysis

Community Bank System, Inc. (CBU)

Financial Services | Banks - Regional

Today's Price

$64.30

Today's Fair Value

$46.26 -28.06%

Margin of Safety

-39.00%

Projected Value (5Y)

$74.50 +15.86%

Dividends Paid (5Y)

$10.36

Scenario

Valuation Metric

Years To Project

Book Value Growth Rate

Regression: 4.27% | CAGR (5y): -0.38%

Diluted Shares Growth Rate

Regression: 2.04% | CAGR (5y): -0.19%

Dividend Growth Rate

Regression: 4.72% | CAGR (5y): 2.37%

Exit Price Multiple

Capped at 13.67x (Historical 5y: 1.68x)

Discount Rate