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NBT Bancorp Inc. (NBTB)

Financial Services | Banks - Regional

Today's Price

$52.19

Today's Fair Value

$43.58 -16.5%

Margin of Safety

-19.76%

Projected Value (5Y)

$70.18 +34.47%

Dividends Paid (5Y)

$8.67

Scenario

Valuation Metric

Years To Project

Book Value Growth Rate

Regression: 7.04% | CAGR (5y): 9.36%

Diluted Shares Growth Rate

Regression: 0.94% | CAGR (5y): 2.95%

Dividend Growth Rate

Regression: 4.6% | CAGR (5y): 6.74%

Exit Price Multiple

Capped at 13.67x (Historical 5y: 1.29x)

Discount Rate