OFG Bancorp

OFG | NYSE

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$50.01

-$0.87 (-1.71%)

At close: Oct 30, 2026, 4:00 PM ET

$50.10

+$0.09 (+0.18%)

Pre-market: Nov 2, 2026, 7:17 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

-1.71%

(1D)

No price chart data available for 1D timeframe.

Rating

Updated: Nov 2, 2026

69.2

+0.8 pts

Fundamentals Excellent

Market Sentiment Neutral

Moat Narrow

Sector Rank #156/1279 (Top 12%)

Full Analysis

Key Statistics

Market Data

Market Cap $2.11B

1D Range

49.85 51.07

52W Range

37.15 53.95

Valuation (TTM)

PE 9.69

PB 1.58

EV/EBITDA -1.74

Valuation (NTM)

Forward PE 8.62

Forward PEG 0.53

Price Target $56.33

Cash Flow

FCF Yield 9.6%

SBC Adj. FCF Yield 9.3%

SBC Impact -3.0%

Margins

Gross Margin 75.9%

Operating Margin 32.2%

FCF Margin 22.2%

Growth (CAGR)

Revenue 3Y | 5Y 9.7% | 11.3%

Dil EPS 3Y | 5Y 10.8% | 14.7%

FCF 3Y | 5Y 9.9% | 136.0%

Returns

ROA 1.9%

ROE 16.4%

ROIC 11.8%

Financial Health

Net Cash

$2.68B

Current Ratio 0.32

Interest Coverage 1.76

Dividends

Div Yield 2.70%

Payout Ratio 26.2%

FCF Payout Ratio 27.0%

All Key Statistics

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Profile

OFG Bancorp, a financial holding company, delivers a broad spectrum of banking and financial solutions, structured across three core divisions: Banking, Wealth Management, and Treasury. The company's ...

Sector Financial Services

Industry Banks - Regional

Employees 2,156

IPO Date Mar 26, 1987

Website www.ofgbancorp.com

Fiscal Year January - December

Full Company Profile

Latest News

4 days ago · fool.com

OFG: 3 Key Takeaways for Long-Term Investors

Earnings per share rose nearly 15% year over year to $1.33. Active digital users grew 24% year over year.

10 days ago · zacks.com

OFG (OFG) Upgraded to Buy: Here's What You Should Know

OFG (OFG) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

12 days ago · seekingalpha.com

OFG Bancorp (OFG) Q3 2026 Earnings Call Transcript

12 days ago · marketbeat.com

OFG Bancorp Q3 Earnings Call Highlights

OFG Bancorp NYSE: OFG reported third-quarter 2026 earnings per share of $1.33, up 15% from a year earlier, as commercial loan growth, expense discipline and stable credit performance supported results. Chief Executive Officer and Chairman José Rafael Fernández said the company delivered “excellent performance across the board” while continuing to invest in its digital banking strategy.

12 days ago · zacks.com

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OFG (OFG) have what it takes?

12 days ago · zacks.com

OFG Bancorp (OFG) Q3 Earnings Surpass Estimates

OFG Bancorp (OFG) came out with quarterly earnings of $1.33 per share, beating the Zacks Consensus Estimate of $1.25 per share. This compares to earnings of $1.16 per share a year ago.

14 days ago · seekingalpha.com

OFG Bancorp: Risks Remain, But Not Enough To Prevent An Upgrade

OFG Bancorp is upgraded to a soft ‘buy' as asset quality and earnings improve despite prior credit concerns. OFG trades at a 9.6x P/E, below peers and under the preferred 10x threshold, with strong returns on assets (1.93%) and equity (16.76%). Non-performing assets and non-accrual loans have declined significantly, signaling improved credit quality even as auto loan delinquencies rise.