AMERISAFE Inc.
AMSF | NASDAQ
$20.28
-$0.63 (-3.01%)
Nov 2, 2026, 11:11 AM ET · Market open
Market Data
Market Cap $375.87M
Enterprise Value $80.43M
Beta 0.27
Average Volume 413.49K
Shares Outstanding (Diluted) 18.64M
Shares Change YoY -2.27%
Institutional Ownership N/A
Exchange NASDAQ
ISIN US03071H1005
Price Performance
Price Change 1M -14.0%
Price Change 3M -32.8%
Price Change 6M -32.5%
Price Change YTD -47.2%
Price Change 1Y -49.1%
Price Change 3Y -60.7%
Price Change 5Y -67.2%
1M CAGR (ann.) -15.1%
1Y CAGR (ann.) -43.1%
5Y CAGR (ann.) -11.0%
All-Time CAGR -1.8%
Valuation
PE Ratio 9.73
Forward PE 11.17
PEG Ratio -0.55
Forward PEG -0.47
PS Ratio 1.16
Forward PS 1.10
PB Ratio 0.35
P/FCF Ratio 31.45
P/Adj. FCF Ratio 35.47
P/OCF Ratio 30.75
EV/Sales 0.24
EV/EBIT 3.71
EV/EBITDA 3.62
EV/FCF 6.53
Earnings Yield 10.3%
FCF Yield 3.2%
Adj. FCF Yield 2.8%
Financial Health
Net Cash $307.16M
Total Debt $0
Cash & Short-Term Investments $39.68M
Total Assets $218.34M
Current Ratio 131.53
Quick Ratio 131.53
Debt / Equity Ratio 0.00
Debt / EBITDA 0.00
Debt / FCF 0.00
OCF / Debt N/A
Interest Coverage 0.00
Altman Z-Score 3.05
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 39.7%
Operating Profit Margin 6.5%
EBITDA Margin 6.7%
Net Profit Margin 12.1%
FCF Margin 3.7%
Adj. FCF Margin 3.3%
SBC / Revenue 0.4%
SBC Impact (per share) -11.3%
Returns
Return on Assets 18.5%
Return on Equity 8.7%
Return on Invested Capital 7.8%
Return on Capital Employed 10.0%
Return on Tangible Assets 18.5%
Historical Growth (CAGR)
Revenue CAGR 3Y 2.8%
Revenue CAGR 5Y 0.5%
Revenue CAGR 10Y -1.8%
EPS CAGR 3Y -13.4%
EPS CAGR 5Y -14.4%
EPS CAGR 10Y -6.7%
FCF CAGR 3Y -10.6%
FCF CAGR 5Y -21.4%
FCF CAGR 10Y -19.8%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 2
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Feb 24, 2027
EPS Estimate (next Q) $0.49
EPS Growth Est (next Q) -3.9%
Revenue Est (next Q) $72.88M
Revenue Growth Est (next Q) 4.0%
Fair Value Estimates
Graham Number $53.85
Graham Upside 157.5%
Lynch Fair Value $10.75
Lynch Upside -48.6%
Price Target $33.50
Price Target Upside 60.2%
Cash Flow
Operating Cash Flow $12.57M
Free Cash Flow $12.33M
Adj. Free Cash Flow $10.93M
FCF Per Share $0.67
OCF Per Share $0.68
OCF/S Ratio 3.8%
Income Statement
Revenue $333.46M
Gross Profit $132.42M
Operating Income $21.69M
EBITDA $22.2M
Net Income $40.36M
EPS (Diluted) $2.15
Revenue / Employee $911.1K
Profit / Employee $110.27K
Employees 366
Dividends
Annual Dividend $2.62
Dividend Yield 12.53%
Payout Ratio 121.9%
FCF Payout Ratio 399.5%
Adj. FCF Payout Ratio 450.6%
Dividend Growth (YoY) -42.3%
Pay Frequency Quarterly
Ex-Dividend Date Dec 4, 2026
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