Banc of California Inc.
BANC-PF | NYSE
$25.22
+$0.01 (+0.04%)
Nov 2, 2026, 1:02 PM ET · Market open
Market Data
Market Cap $2.81B
Enterprise Value $-1.45B
Beta 1.14
Average Volume 73.99K
Shares Outstanding (Diluted) 160.31M
Shares Change YoY 0.79%
Institutional Ownership N/A
Exchange NYSE
ISIN US05990K8412
Price Performance
Price Change 1M 1.5%
Price Change 3M -0.4%
Price Change 6M -1.6%
Price Change YTD 31.1%
Price Change 1Y 49.5%
Price Change 3Y N/A
Price Change 5Y N/A
1M CAGR (ann.) 0.4%
1Y CAGR (ann.) 63.5%
5Y CAGR (ann.) N/A
All-Time CAGR 14.3%
Valuation
PE Ratio -90.04
Forward PE 7.90
PEG Ratio 0.38
Forward PEG 0.45
PS Ratio 1.57
Forward PS 2.20
PB Ratio 0.84
P/FCF Ratio 7.58
P/Adj. FCF Ratio 8.04
P/OCF Ratio 10.29
EV/Sales -0.81
EV/EBIT -9.57
EV/EBITDA -6.44
EV/FCF -3.91
Earnings Yield -1.1%
FCF Yield 13.2%
Adj. FCF Yield 12.4%
Financial Health
Net Cash $4.25B
Total Debt $2.98B
Cash & Short-Term Investments $7.23B
Total Assets $34.97B
Current Ratio 0.25
Quick Ratio 0.25
Debt / Equity Ratio 0.89
Debt / EBITDA 13.30
Debt / FCF 8.06
OCF / Debt 0.13
Interest Coverage -0.03
Altman Z-Score -0.68
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin 53.2%
Operating Profit Margin -1.1%
EBITDA Margin 12.5%
Net Profit Margin -0.4%
FCF Margin 20.7%
Adj. FCF Margin 19.5%
SBC / Revenue 1.2%
SBC Impact (per share) -5.7%
Returns
Return on Assets 0.0%
Return on Equity -0.2%
Return on Invested Capital -0.1%
Return on Capital Employed -0.5%
Return on Tangible Assets 0.0%
Historical Growth (CAGR)
Revenue CAGR 3Y 5.1%
Revenue CAGR 5Y 42.6%
Revenue CAGR 10Y 14.6%
EPS CAGR 3Y 170.2%
EPS CAGR 5Y 30.2%
EPS CAGR 10Y -40.5%
FCF CAGR 3Y 73.4%
FCF CAGR 5Y 21.9%
FCF CAGR 10Y -7.1%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 28, 2027
EPS Estimate (next Q) $0.48
EPS Growth Est (next Q) 14.6%
Revenue Est (next Q) $313.42M
Revenue Growth Est (next Q) 7.0%
Fair Value Estimates
Graham Number N/A
Graham Upside N/A
Lynch Fair Value N/A
Lynch Upside N/A
Price Target $0.00
Price Target Upside N/A
Cash Flow
Operating Cash Flow $388.18M
Free Cash Flow $370.14M
Adj. Free Cash Flow $348.89M
FCF Per Share $2.34
OCF Per Share $2.45
OCF/S Ratio 21.7%
Income Statement
Revenue $1.79B
Gross Profit $952.19M
Operating Income $-19.17M
EBITDA $224.41M
Net Income $-7.85M
EPS (Diluted) -$0.28
Revenue / Employee $940.11K
Profit / Employee $-4.12K
Employees 1,904
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