Bank of Philippine Islands
BPHLF | OTC
$2.00
$0.00 (0.00%)
At close: Oct 29, 2026, 04:00 PM ET
$2.00
$0.00 (0.00%)
After-hours:
Oct 30, 2026, 5:00 PM ET
Market Data
Market Cap $10.59B
Enterprise Value $747.11B
Beta 0.29
Average Volume 1.18K
Shares Outstanding (Diluted) 5.24B
Shares Change YoY -0.85%
Institutional Ownership N/A
Exchange OTC
ISIN PHY0967S1694
Price Performance
Price Change 1M 0.0%
Price Change 3M 0.0%
Price Change 6M 0.0%
Price Change YTD 17.6%
Price Change 1Y 23.5%
Price Change 3Y 5.8%
Price Change 5Y 28.2%
1M CAGR (ann.) 0.0%
1Y CAGR (ann.) 29.0%
5Y CAGR (ann.) 8.3%
All-Time CAGR 5.1%
Valuation
PE Ratio 9.85
Forward PE 588.15
PEG Ratio -25.59
Forward PEG -1.21
PS Ratio -30.49
Forward PS 185.20
PB Ratio 1.35
P/FCF Ratio 10.02
P/Adj. FCF Ratio 10.02
P/OCF Ratio 8.95
EV/Sales -35.79
EV/EBIT 12.02
EV/EBITDA 11.19
EV/FCF 11.76
Earnings Yield 9.6%
FCF Yield 9.4%
Adj. FCF Yield 9.4%
Financial Health
Net Debt ₱97.22B
Total Debt ₱286.2B
Cash & Short-Term Investments ₱188.99B
Total Assets ₱3.73T
Current Ratio 0.00
Quick Ratio 0.00
Debt / Equity Ratio 0.59
Debt / EBITDA 4.29
Debt / FCF 4.50
OCF / Debt 0.25
Interest Coverage 1.99
Altman Z-Score 0.34
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin -844.0%
Operating Profit Margin -339.0%
EBITDA Margin -319.9%
Net Profit Margin -309.1%
FCF Margin N/A
Adj. FCF Margin N/A
SBC / Revenue -0.1%
SBC Impact (per share) 0.0%
Returns
Return on Assets 1.7%
Return on Equity 13.5%
Return on Invested Capital 1.5%
Return on Capital Employed 1.9%
Return on Tangible Assets 1.7%
Historical Growth (CAGR)
Revenue CAGR 3Y -80.2%
Revenue CAGR 5Y -14.2%
Revenue CAGR 10Y 3.8%
EPS CAGR 3Y 7.3%
EPS CAGR 5Y 22.3%
EPS CAGR 10Y 9.4%
FCF CAGR 3Y -20.4%
FCF CAGR 5Y -128.9%
FCF CAGR 10Y 42.3%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Feb 4, 2027
EPS Estimate (next Q) $0.00
EPS Growth Est (next Q) -15.0%
Revenue Est (next Q) $13.76M
Revenue Growth Est (next Q) -2.7%
Fair Value Estimates
Graham Number $2.60
Graham Upside 30.0%
Lynch Fair Value $4.53
Lynch Upside 126.5%
Price Target $0.00
Price Target Upside N/A
Cash Flow
Operating Cash Flow ₱70.34B
Free Cash Flow ₱63.54B
Adj. Free Cash Flow ₱63.53B
FCF Per Share $12.13
OCF Per Share $13.43
OCF/S Ratio -337.0%
Income Statement
Revenue ₱-20.87B
Gross Profit ₱176.17B
Operating Income ₱70.76B
EBITDA ₱66.78B
Net Income ₱64.52B
EPS (Diluted) $12.20
Revenue / Employee $-906.17K
Profit / Employee $2.8M
Employees 23,036
Dividends
Annual Dividend $0.08
Dividend Yield 4.00%
Payout Ratio 0.7%
FCF Payout Ratio 40.6%
Adj. FCF Payout Ratio 40.6%
Dividend Growth (YoY) 15.2%
Pay Frequency Semi-Annual
Ex-Dividend Date Jun 3, 2026
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