Commerce Bancshares Inc.
CBSH | NASDAQ
$55.06
-$0.54 (-0.97%)
At close: Oct 30, 2026, 4:00 PM ET
$55.70
+$0.64 (+1.16%)
Pre-market:
Nov 2, 2026, 4:05 AM ET
Market Data
Market Cap $7.82B
Enterprise Value $-1.03B
Beta 0.59
Average Volume 1.05M
Shares Outstanding (Diluted) 142.22M
Shares Change YoY 7.37%
Institutional Ownership 76.45%
Exchange NASDAQ
ISIN US2005251036
Price Performance
Price Change 1M 0.6%
Price Change 3M -7.1%
Price Change 6M 5.8%
Price Change YTD 5.2%
Price Change 1Y 9.9%
Price Change 3Y 45.3%
Price Change 5Y -0.3%
1M CAGR (ann.) -3.6%
1Y CAGR (ann.) 13.1%
5Y CAGR (ann.) 1.3%
All-Time CAGR 8.0%
Valuation
PE Ratio 13.17
Forward PE 12.21
PEG Ratio 13.63
Forward PEG 3.28
PS Ratio 3.53
Forward PS 3.80
PB Ratio 1.87
P/FCF Ratio 6.57
P/Adj. FCF Ratio 6.69
P/OCF Ratio 6.91
EV/Sales -0.46
EV/EBIT -1.33
EV/EBITDA -1.23
EV/FCF -0.86
Earnings Yield 7.6%
FCF Yield 15.2%
Adj. FCF Yield 15.0%
Financial Health
Net Cash $8.85B
Total Debt $2.71B
Cash & Short-Term Investments $11.56B
Total Assets $34.82B
Current Ratio 0.39
Quick Ratio 0.39
Debt / Equity Ratio 0.65
Debt / EBITDA 3.24
Debt / FCF 2.28
OCF / Debt 0.47
Interest Coverage 2.03
Altman Z-Score -0.32
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 81.1%
Operating Profit Margin 34.9%
EBITDA Margin 37.8%
Net Profit Margin 27.0%
FCF Margin 53.8%
Adj. FCF Margin 52.8%
SBC / Revenue 0.8%
SBC Impact (per share) -1.8%
Returns
Return on Assets 1.7%
Return on Equity 14.3%
Return on Invested Capital 7.9%
Return on Capital Employed 15.8%
Return on Tangible Assets 1.7%
Historical Growth (CAGR)
Revenue CAGR 3Y 5.5%
Revenue CAGR 5Y 8.8%
Revenue CAGR 10Y 6.6%
EPS CAGR 3Y 5.0%
EPS CAGR 5Y 1.8%
EPS CAGR 10Y 9.3%
FCF CAGR 3Y 43.2%
FCF CAGR 5Y 11.9%
FCF CAGR 10Y 13.7%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 6
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 21, 2027
EPS Estimate (next Q) $1.09
EPS Growth Est (next Q) 7.9%
Revenue Est (next Q) $500.32M
Revenue Growth Est (next Q) 11.3%
Fair Value Estimates
Graham Number $52.80
Graham Upside -4.1%
Lynch Fair Value $20.90
Lynch Upside -62.0%
Price Target $65.13
Price Target Upside 18.3%
Cash Flow
Operating Cash Flow $1.26B
Free Cash Flow $1.19B
Adj. Free Cash Flow $1.17B
FCF Per Share $7.58
OCF Per Share $7.97
OCF/S Ratio 51.2%
Income Statement
Revenue $2.21B
Gross Profit $1.8B
Operating Income $772.88M
EBITDA $837.31M
Net Income $597.07M
EPS (Diluted) $4.18
Revenue / Employee $445.53K
Profit / Employee $120.16K
Employees 4,969
Dividends
Annual Dividend $1.10
Dividend Yield 2.00%
Payout Ratio 26.3%
FCF Payout Ratio 13.1%
Adj. FCF Payout Ratio 13.3%
Dividend Growth (YoY) 4.1%
Pay Frequency Quarterly
Ex-Dividend Date Sep 4, 2026
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