City Holding
CHCO | NASDAQ
$142.63
-$1.17 (-0.81%)
At close: Oct 30, 2026, 3:59 PM ET
$142.69
+$0.06 (+0.04%)
After-hours:
Oct 30, 2026, 7:30 PM ET
Market Data
Market Cap $2B
Enterprise Value $830.77M
Beta 0.48
Average Volume 128.1K
Shares Outstanding (Diluted) 14.05M
Shares Change YoY -2.86%
Institutional Ownership 77.34%
Exchange NASDAQ
ISIN US1778351056
Price Performance
Price Change 1M 2.5%
Price Change 3M -1.7%
Price Change 6M 15.4%
Price Change YTD 19.7%
Price Change 1Y 21.0%
Price Change 3Y 57.1%
Price Change 5Y 79.2%
1M CAGR (ann.) 0.3%
1Y CAGR (ann.) 23.9%
5Y CAGR (ann.) 15.0%
All-Time CAGR 14.0%
Valuation
PE Ratio 15.57
Forward PE 14.35
PEG Ratio 2.88
Forward PEG 4.30
PS Ratio 5.23
Forward PS 5.90
PB Ratio 2.56
P/FCF Ratio 14.48
P/Adj. FCF Ratio 14.98
P/OCF Ratio 14.07
EV/Sales 2.17
EV/EBIT 5.05
EV/EBITDA 4.84
EV/FCF 6.00
Earnings Yield 6.4%
FCF Yield 6.9%
Adj. FCF Yield 6.7%
Financial Health
Net Cash $1.17B
Total Debt $517.39M
Cash & Short-Term Investments $1.69B
Total Assets $6.79B
Current Ratio 0.30
Quick Ratio 0.30
Debt / Equity Ratio 0.66
Debt / EBITDA 3.01
Debt / FCF 3.74
OCF / Debt 0.28
Interest Coverage 1.82
Altman Z-Score -0.17
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 79.3%
Operating Profit Margin 37.5%
EBITDA Margin 44.8%
Net Profit Margin 34.3%
FCF Margin 36.1%
Adj. FCF Margin 34.9%
SBC / Revenue 1.2%
SBC Impact (per share) -3.4%
Returns
Return on Assets 1.9%
Return on Equity 16.4%
Return on Invested Capital 8.1%
Return on Capital Employed 13.6%
Return on Tangible Assets 2.0%
Historical Growth (CAGR)
Revenue CAGR 3Y 5.7%
Revenue CAGR 5Y 10.8%
Revenue CAGR 10Y 7.5%
EPS CAGR 3Y 5.4%
EPS CAGR 5Y 10.6%
EPS CAGR 10Y 10.5%
FCF CAGR 3Y 0.9%
FCF CAGR 5Y 19.1%
FCF CAGR 10Y 6.8%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 2
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 20, 2027
EPS Estimate (next Q) $2.39
EPS Growth Est (next Q) 9.6%
Revenue Est (next Q) $84.28M
Revenue Growth Est (next Q) 5.1%
Fair Value Estimates
Graham Number $107.16
Graham Upside -24.9%
Lynch Fair Value $97.28
Lynch Upside -31.8%
Price Target $114.50
Price Target Upside -19.7%
Cash Flow
Operating Cash Flow $142.29M
Free Cash Flow $138.46M
Adj. Free Cash Flow $133.77M
FCF Per Share $9.87
OCF Per Share $10.14
OCF/S Ratio 37.1%
Income Statement
Revenue $383.04M
Gross Profit $303.75M
Operating Income $143.69M
EBITDA $171.68M
Net Income $131.21M
EPS (Diluted) $9.16
Revenue / Employee $410.11K
Profit / Employee $140.48K
Employees 934
Dividends
Annual Dividend $3.61
Dividend Yield 2.53%
Payout Ratio 39.4%
FCF Payout Ratio 35.4%
Adj. FCF Payout Ratio 36.6%
Dividend Growth (YoY) 11.4%
Pay Frequency Quarterly
Ex-Dividend Date Oct 15, 2026
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