FirstCash Inc
FCFS | NASDAQ
$181.25
-$6.57 (-3.50%)
At close: Oct 30, 2026, 4:00 PM ET
$182.28
+$1.03 (+0.57%)
Pre-market:
Nov 2, 2026, 7:00 AM ET
Market Data
Market Cap $7.77B
Enterprise Value $10.38B
Beta 0.55
Average Volume 473.28K
Shares Outstanding (Diluted) 44.25M
Shares Change YoY -1.61%
Institutional Ownership 97.45%
Exchange NASDAQ
ISIN US33768G1076
Price Performance
Price Change 1M -14.2%
Price Change 3M -11.2%
Price Change 6M -17.6%
Price Change YTD 13.7%
Price Change 1Y 14.3%
Price Change 3Y 66.4%
Price Change 5Y 104.9%
1M CAGR (ann.) -17.2%
1Y CAGR (ann.) 23.5%
5Y CAGR (ann.) 16.3%
All-Time CAGR 15.9%
Valuation
PE Ratio 19.64
Forward PE 14.10
PEG Ratio 0.61
Forward PEG 0.72
PS Ratio 1.81
Forward PS 1.70
PB Ratio 3.42
P/FCF Ratio 16.47
P/Adj. FCF Ratio 16.84
P/OCF Ratio 11.81
EV/Sales 2.42
EV/EBIT 15.65
EV/EBITDA 10.18
EV/FCF 21.99
Earnings Yield 5.1%
FCF Yield 6.1%
Adj. FCF Yield 5.9%
Financial Health
Net Debt $2.24B
Total Debt $2.81B
Cash & Short-Term Investments $203.16M
Total Assets $5.56B
Current Ratio 4.81
Quick Ratio 3.42
Debt / Equity Ratio 1.24
Debt / EBITDA 2.75
Debt / FCF 5.95
OCF / Debt 0.19
Interest Coverage 4.79
Altman Z-Score 3.42
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 48.7%
Operating Profit Margin 16.0%
EBITDA Margin 23.8%
Net Profit Margin 9.5%
FCF Margin 11.0%
Adj. FCF Margin 10.8%
SBC / Revenue 0.2%
SBC Impact (per share) -2.2%
Returns
Return on Assets 7.3%
Return on Equity 17.7%
Return on Invested Capital 9.6%
Return on Capital Employed 13.4%
Return on Tangible Assets 12.2%
Historical Growth (CAGR)
Revenue CAGR 3Y 12.0%
Revenue CAGR 5Y 21.9%
Revenue CAGR 10Y 18.0%
EPS CAGR 3Y 22.8%
EPS CAGR 5Y 24.1%
EPS CAGR 10Y 19.7%
FCF CAGR 3Y 5.0%
FCF CAGR 5Y 27.3%
FCF CAGR 10Y 28.3%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 4
EPS Growth Next 3Y 23.0%
Revenue Growth Next 3Y 10.3%
Earnings Date Feb 4, 2027
EPS Estimate (next Q) $3.16
EPS Growth Est (next Q) 19.7%
Revenue Est (next Q) $1.13B
Revenue Growth Est (next Q) 7.2%
Fair Value Estimates
Graham Number $103.30
Graham Upside -43.0%
Lynch Fair Value $222.90
Lynch Upside 23.0%
Price Target $252.50
Price Target Upside 39.3%
Cash Flow
Operating Cash Flow $537.05M
Free Cash Flow $472M
Adj. Free Cash Flow $461.53M
FCF Per Share $13.47
OCF Per Share $15.35
OCF/S Ratio 15.8%
Income Statement
Revenue $4.29B
Gross Profit $2.09B
Operating Income $686.14M
EBITDA $1.02B
Net Income $406.49M
EPS (Diluted) $9.23
Revenue / Employee $214.3K
Profit / Employee $20.32K
Employees 20,000
Dividends
Annual Dividend $1.68
Dividend Yield 0.93%
Payout Ratio 18.2%
FCF Payout Ratio 11.7%
Adj. FCF Payout Ratio 12.0%
Dividend Growth (YoY) 7.7%
Pay Frequency Quarterly
Ex-Dividend Date Nov 13, 2026
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