International Bancshares Corporation
IBOC | NASDAQ
$66.01
-$1.33 (-1.98%)
At close: Oct 19, 2026, 4:00 PM ET
Market Data
Market Cap $4.11B
Enterprise Value $4.39B
Beta 0.70
Average Volume 369.45K
Shares Outstanding (Diluted) 62.26M
Shares Change YoY 0.04%
Institutional Ownership 71.95%
Exchange NASDAQ
ISIN US4590441030
Price Performance
Price Change 1M -3.6%
Price Change 3M -13.8%
Price Change 6M -7.9%
Price Change YTD -0.7%
Price Change 1Y -0.6%
Price Change 3Y 50.6%
Price Change 5Y 55.7%
1M CAGR (ann.) -6.9%
1Y CAGR (ann.) 1.3%
5Y CAGR (ann.) 12.4%
All-Time CAGR 10.7%
Valuation
PE Ratio 9.96
Forward PE 9.77
PEG Ratio 65.91
Forward PEG -4.34
PS Ratio 3.86
Forward PS 3.00
PB Ratio 1.22
P/FCF Ratio 9.07
P/Adj. FCF Ratio 9.07
P/OCF Ratio 8.73
EV/Sales 4.12
EV/EBIT 8.37
EV/EBITDA 8.00
EV/FCF 9.68
Earnings Yield 10.0%
FCF Yield 11.0%
Adj. FCF Yield 11.0%
Financial Health
Net Debt $279.86M
Total Debt $731.02M
Cash & Short-Term Investments $451.16M
Total Assets $17.02B
Current Ratio 0.86
Quick Ratio 0.86
Debt / Equity Ratio 0.22
Debt / EBITDA 1.33
Debt / FCF 1.61
OCF / Debt 0.64
Interest Coverage 2.55
Altman Z-Score 0.65
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 78.7%
Operating Profit Margin 49.2%
EBITDA Margin 51.5%
Net Profit Margin 38.8%
FCF Margin 42.5%
Adj. FCF Margin 42.5%
SBC / Revenue 0.0%
SBC Impact (per share) 0.0%
Returns
Return on Assets 2.4%
Return on Equity 12.7%
Return on Invested Capital 2.4%
Return on Capital Employed 3.2%
Return on Tangible Assets 2.5%
Historical Growth (CAGR)
Revenue CAGR 3Y 6.4%
Revenue CAGR 5Y 11.8%
Revenue CAGR 10Y 6.8%
EPS CAGR 3Y 1.9%
EPS CAGR 5Y 12.5%
EPS CAGR 10Y 13.0%
FCF CAGR 3Y 1.9%
FCF CAGR 5Y 6.7%
FCF CAGR 10Y 9.0%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 1
EPS Growth Next 3Y 2.6%
Revenue Growth Next 3Y 19.9%
Earnings Date Nov 5, 2026
EPS Estimate (next Q) $1.58
EPS Growth Est (next Q) -9.2%
Revenue Est (next Q) $273.45M
Revenue Growth Est (next Q) 0.3%
Fair Value Estimates
Graham Number $89.98
Graham Upside 36.3%
Lynch Fair Value $82.81
Lynch Upside 25.4%
Price Target $85.00
Price Target Upside 28.8%
Cash Flow
Operating Cash Flow $470.05M
Free Cash Flow $452.82M
Adj. Free Cash Flow $452.75M
FCF Per Share $7.28
OCF Per Share $7.56
OCF/S Ratio 44.1%
Income Statement
Revenue $1.06B
Gross Profit $837.95M
Operating Income $523.78M
EBITDA $548.43M
Net Income $413.26M
EPS (Diluted) $6.63
Revenue / Employee $478.94K
Profit / Employee $185.9K
Employees 2,223
Dividends
Annual Dividend $1.46
Dividend Yield 2.21%
Payout Ratio 22.0%
FCF Payout Ratio 19.6%
Adj. FCF Payout Ratio 19.6%
Dividend Growth (YoY) 4.3%
Pay Frequency Semi-Annual
Ex-Dividend Date Aug 14, 2026
Add to Watchlist
Select watchlists to add or remove IBOC