Jack Henry & Associates Inc.
JKHY | NASDAQ
$161.34
+$1.72 (+1.08%)
At close: Oct 30, 2026, 4:00 PM ET
$161.16
-$0.18 (-0.11%)
Pre-market:
Nov 2, 2026, 5:05 AM ET
Market Data
Market Cap $11.31B
Enterprise Value $11.34B
Beta 0.56
Average Volume 1.02M
Shares Outstanding (Diluted) 72.04M
Shares Change YoY -1.32%
Institutional Ownership 97.17%
Exchange NASDAQ
ISIN US4262811015
Price Performance
Price Change 1M 12.6%
Price Change 3M 4.7%
Price Change 6M 4.8%
Price Change YTD -11.6%
Price Change 1Y 8.3%
Price Change 3Y 14.4%
Price Change 5Y -3.1%
1M CAGR (ann.) 4.2%
1Y CAGR (ann.) 9.3%
5Y CAGR (ann.) -0.2%
All-Time CAGR 8.4%
Valuation
PE Ratio 23.15
Forward PE 21.43
PEG Ratio 1.98
Forward PEG 3.02
PS Ratio 4.47
Forward PS 4.20
PB Ratio 5.51
P/FCF Ratio 16.28
P/Adj. FCF Ratio 16.86
P/OCF Ratio 15.25
EV/Sales 4.48
EV/EBIT 17.47
EV/EBITDA 13.15
EV/FCF 16.32
Earnings Yield 4.3%
FCF Yield 6.1%
Adj. FCF Yield 5.9%
Financial Health
Net Debt $27.94M
Total Debt $40M
Cash & Short-Term Investments $12.06M
Total Assets $3.15B
Current Ratio 1.17
Quick Ratio 1.17
Debt / Equity Ratio 0.02
Debt / EBITDA 0.05
Debt / FCF 0.06
OCF / Debt 19.05
Interest Coverage 117.13
Altman Z-Score 9.38
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 43.6%
Operating Profit Margin 24.9%
EBITDA Margin 34.0%
Net Profit Margin 19.9%
FCF Margin 27.4%
Adj. FCF Margin 26.5%
SBC / Revenue 0.9%
SBC Impact (per share) -3.5%
Returns
Return on Assets 16.0%
Return on Equity 23.5%
Return on Invested Capital 18.8%
Return on Capital Employed 24.4%
Return on Tangible Assets 31.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 6.8%
Revenue CAGR 5Y 7.6%
Revenue CAGR 10Y 6.5%
EPS CAGR 3Y 11.6%
EPS CAGR 5Y 11.1%
EPS CAGR 10Y 8.4%
FCF CAGR 3Y 38.7%
FCF CAGR 5Y 18.0%
FCF CAGR 10Y 12.0%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 14
EPS Growth Next 3Y 8.6%
Revenue Growth Next 3Y 6.9%
Earnings Date Nov 3, 2026
EPS Estimate (next Q) $2.07
EPS Growth Est (next Q) 5.1%
Revenue Est (next Q) $685.54M
Revenue Growth Est (next Q) 6.3%
Fair Value Estimates
Graham Number $66.83
Graham Upside -58.6%
Lynch Fair Value $77.30
Lynch Upside -52.1%
Price Target $187.33
Price Target Upside 16.1%
Cash Flow
Operating Cash Flow $761.96M
Free Cash Flow $694.86M
Adj. Free Cash Flow $670.84M
FCF Per Share $9.65
OCF Per Share $10.58
OCF/S Ratio 30.1%
Income Statement
Revenue $2.53B
Gross Profit $1.1B
Operating Income $630.97M
EBITDA $862.4M
Net Income $502.78M
EPS (Diluted) $6.97
Revenue / Employee $347.04K
Profit / Employee $68.87K
Employees 7,300
Dividends
Annual Dividend $2.41
Dividend Yield 1.49%
Payout Ratio 34.6%
FCF Payout Ratio 24.5%
Adj. FCF Payout Ratio 25.4%
Dividend Growth (YoY) 5.2%
Pay Frequency Quarterly
Ex-Dividend Date Sep 4, 2026
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