James River Group Ltd.
JRVR | NASDAQ
$4.03
+$0.16 (+4.13%)
Nov 2, 2026, 11:38 AM ET · Market open
Market Data
Market Cap $186.15M
Enterprise Value $-335.02M
Beta -0.21
Average Volume 289.27K
Shares Outstanding (Diluted) 46.96M
Shares Change YoY 1.14%
Institutional Ownership 71.62%
Exchange NASDAQ
ISIN US46990A1025
Price Performance
Price Change 1M 15.5%
Price Change 3M -12.4%
Price Change 6M -34.3%
Price Change YTD -36.6%
Price Change 1Y -22.1%
Price Change 3Y -72.0%
Price Change 5Y -87.3%
1M CAGR (ann.) 4.9%
1Y CAGR (ann.) -24.3%
5Y CAGR (ann.) -36.1%
All-Time CAGR -18.0%
Valuation
PE Ratio 11.06
Forward PE 3.09
PEG Ratio 0.08
Forward PEG -0.19
PS Ratio 0.27
Forward PS 0.30
PB Ratio 0.27
P/FCF Ratio -77.45
P/Adj. FCF Ratio -46.34
P/OCF Ratio 96.75
EV/Sales -0.51
EV/EBIT -6.92
EV/EBITDA -6.87
EV/FCF 144.97
Earnings Yield 9.0%
FCF Yield -1.3%
Adj. FCF Yield -2.2%
Financial Health
Net Cash $514M
Total Debt $329.86M
Cash & Short-Term Investments $835.23M
Total Assets $2.48B
Current Ratio 0.00
Quick Ratio 0.00
Debt / Equity Ratio 0.50
Debt / EBITDA 6.76
Debt / FCF -142.73
OCF / Debt 0.01
Interest Coverage 1.31
Altman Z-Score 0.34
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin 30.8%
Operating Profit Margin 4.7%
EBITDA Margin 17.3%
Net Profit Margin 4.7%
FCF Margin -0.3%
Adj. FCF Margin -0.6%
SBC / Revenue 0.2%
SBC Impact (per share) -67.1%
Returns
Return on Assets 1.2%
Return on Equity 4.7%
Return on Invested Capital 1.2%
Return on Capital Employed 1.2%
Return on Tangible Assets 1.4%
Historical Growth (CAGR)
Revenue CAGR 3Y -7.0%
Revenue CAGR 5Y -2.6%
Revenue CAGR 10Y 2.2%
EPS CAGR 3Y -26.5%
EPS CAGR 5Y 4.9%
EPS CAGR 10Y -15.9%
FCF CAGR 3Y -35.7%
FCF CAGR 5Y 59.2%
FCF CAGR 10Y -68.9%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 4
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 9, 2026
EPS Estimate (next Q) $0.17
EPS Growth Est (next Q) -46.2%
Revenue Est (next Q) $134.8M
Revenue Growth Est (next Q) -22.0%
Fair Value Estimates
Graham Number $10.56
Graham Upside 172.9%
Lynch Fair Value $1.75
Lynch Upside -54.8%
Price Target $4.00
Price Target Upside 3.4%
Cash Flow
Operating Cash Flow $1.75M
Free Cash Flow $-2.31M
Adj. Free Cash Flow $-3.86M
FCF Per Share -$0.05
OCF Per Share $0.04
OCF/S Ratio 0.3%
Income Statement
Revenue $653.21M
Gross Profit $200.9M
Operating Income $30.65M
EBITDA $48.79M
Net Income $30.57M
EPS (Diluted) $0.35
Revenue / Employee $1.13M
Profit / Employee $52.98K
Employees 577
Dividends
Annual Dividend $0.04
Dividend Yield 1.03%
Payout Ratio 11.4%
FCF Payout Ratio -424.0%
Adj. FCF Payout Ratio -253.7%
Dividend Growth (YoY) 0.0%
Pay Frequency Quarterly
Ex-Dividend Date Sep 15, 2026
Add to Watchlist
Select watchlists to add or remove JRVR