M&T Bank Corporation
MTB-PH | NYSE
$25.11
+$0.07 (+0.28%)
Nov 2, 2026, 10:53 AM ET · Market open
Market Data
Market Cap $32.21B
Enterprise Value $-1.2B
Beta 0.57
Average Volume 54.19K
Shares Outstanding (Diluted) 145.17M
Shares Change YoY -7.27%
Institutional Ownership N/A
Exchange NYSE
ISIN US55261F8721
Price Performance
Price Change 1M 0.3%
Price Change 3M -0.2%
Price Change 6M 0.2%
Price Change YTD 1.9%
Price Change 1Y 0.6%
Price Change 3Y 11.2%
Price Change 5Y -11.6%
1M CAGR (ann.) 0.0%
1Y CAGR (ann.) 5.7%
5Y CAGR (ann.) 3.3%
All-Time CAGR 4.7%
Valuation
PE Ratio 1.31
Forward PE 9.62
PEG Ratio 0.64
Forward PEG 0.73
PS Ratio 2.41
Forward PS 3.10
PB Ratio 1.14
P/FCF Ratio 8.72
P/Adj. FCF Ratio 9.06
P/OCF Ratio 0.95
EV/Sales -0.09
EV/EBIT -0.29
EV/EBITDA -0.27
EV/FCF -0.33
Earnings Yield 76.6%
FCF Yield 11.5%
Adj. FCF Yield 11.0%
Financial Health
Net Cash $33.32B
Total Debt $6.37B
Cash & Short-Term Investments $39.69B
Total Assets $220.51B
Current Ratio 0.28
Quick Ratio 0.28
Debt / Equity Ratio 0.71
Debt / EBITDA 1.45
Debt / FCF 1.73
OCF / Debt 0.60
Interest Coverage 1.23
Altman Z-Score 0.20
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 71.0%
Operating Profit Margin 30.8%
EBITDA Margin 32.9%
Net Profit Margin 22.6%
FCF Margin 27.6%
Adj. FCF Margin 26.6%
SBC / Revenue 1.0%
SBC Impact (per share) -3.7%
Returns
Return on Assets 1.4%
Return on Equity 10.7%
Return on Invested Capital 1.4%
Return on Capital Employed 1.9%
Return on Tangible Assets 1.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 3.1%
Revenue CAGR 5Y 16.7%
Revenue CAGR 10Y 9.0%
EPS CAGR 3Y 3.4%
EPS CAGR 5Y 6.6%
EPS CAGR 10Y 9.9%
FCF CAGR 3Y 1.2%
FCF CAGR 5Y 12.2%
FCF CAGR 10Y 7.8%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 19, 2027
EPS Estimate (next Q) $4.98
EPS Growth Est (next Q) 6.6%
Revenue Est (next Q) $2.55B
Revenue Growth Est (next Q) 3.0%
Fair Value Estimates
Graham Number $290.40
Graham Upside 1059.7%
Lynch Fair Value $126.01
Lynch Upside 403.2%
Price Target $0.00
Price Target Upside N/A
Cash Flow
Operating Cash Flow $3.8B
Free Cash Flow $3.68B
Adj. Free Cash Flow $3.55B
FCF Per Share $25.55
OCF Per Share $26.40
OCF/S Ratio 28.5%
Income Statement
Revenue $13.33B
Gross Profit $9.46B
Operating Income $4.11B
EBITDA $4.39B
Net Income $3.02B
EPS (Diluted) $19.18
Revenue / Employee $603.62K
Profit / Employee $136.59K
Employees 22,080
Dividends
Annual Dividend $1.41
Dividend Yield 5.63%
Payout Ratio 7.3%
FCF Payout Ratio 29.0%
Adj. FCF Payout Ratio 30.1%
Dividend Growth (YoY) 0.0%
Pay Frequency Quarterly
Ex-Dividend Date Dec 1, 2026
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