M&T Bank Corporation
MTB | NYSE
$220.72
-$3.35 (-1.50%)
At close: Oct 30, 2026, 4:00 PM ET
$220.72
$0.00 (0.00%)
After-hours:
Oct 30, 2026, 5:49 PM ET
Market Data
Market Cap $31.88B
Enterprise Value $-1.44B
Beta 0.62
Average Volume 1.05M
Shares Outstanding (Diluted) 145.17M
Shares Change YoY -7.27%
Institutional Ownership 84.86%
Exchange NYSE
ISIN US55261F1049
Price Performance
Price Change 1M 1.4%
Price Change 3M -10.4%
Price Change 6M 2.0%
Price Change YTD 9.6%
Price Change 1Y 20.0%
Price Change 3Y 95.8%
Price Change 5Y 50.0%
1M CAGR (ann.) -2.9%
1Y CAGR (ann.) 25.2%
5Y CAGR (ann.) 10.1%
All-Time CAGR 9.1%
Valuation
PE Ratio 11.51
Forward PE 9.57
PEG Ratio 0.64
Forward PEG 0.73
PS Ratio 2.39
Forward PS 3.10
PB Ratio 1.13
P/FCF Ratio 8.66
P/Adj. FCF Ratio 8.99
P/OCF Ratio 8.36
EV/Sales -0.11
EV/EBIT -0.35
EV/EBITDA -0.33
EV/FCF -0.39
Earnings Yield 8.7%
FCF Yield 11.6%
Adj. FCF Yield 11.1%
Financial Health
Net Cash $33.32B
Total Debt $6.37B
Cash & Short-Term Investments $39.69B
Total Assets $220.51B
Current Ratio 0.28
Quick Ratio 0.28
Debt / Equity Ratio 0.71
Debt / EBITDA 1.45
Debt / FCF 1.73
OCF / Debt 0.60
Interest Coverage 1.23
Altman Z-Score 0.20
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 71.0%
Operating Profit Margin 30.8%
EBITDA Margin 32.9%
Net Profit Margin 22.6%
FCF Margin 27.6%
Adj. FCF Margin 26.6%
SBC / Revenue 1.0%
SBC Impact (per share) -3.7%
Returns
Return on Assets 1.4%
Return on Equity 10.7%
Return on Invested Capital 1.4%
Return on Capital Employed 1.9%
Return on Tangible Assets 1.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 3.1%
Revenue CAGR 5Y 16.7%
Revenue CAGR 10Y 9.0%
EPS CAGR 3Y 3.4%
EPS CAGR 5Y 6.6%
EPS CAGR 10Y 9.9%
FCF CAGR 3Y 1.2%
FCF CAGR 5Y 12.2%
FCF CAGR 10Y 7.8%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 17
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 19, 2027
EPS Estimate (next Q) $5.00
EPS Growth Est (next Q) 7.1%
Revenue Est (next Q) $2.55B
Revenue Growth Est (next Q) 3.0%
Fair Value Estimates
Graham Number $290.40
Graham Upside 31.6%
Lynch Fair Value $126.01
Lynch Upside -42.9%
Price Target $254.08
Price Target Upside 15.1%
Cash Flow
Operating Cash Flow $3.8B
Free Cash Flow $3.68B
Adj. Free Cash Flow $3.55B
FCF Per Share $25.55
OCF Per Share $26.40
OCF/S Ratio 28.5%
Income Statement
Revenue $13.33B
Gross Profit $9.46B
Operating Income $4.11B
EBITDA $4.39B
Net Income $3.02B
EPS (Diluted) $19.18
Revenue / Employee $618.12K
Profit / Employee $139.88K
Employees 21,562
Dividends
Annual Dividend $6.00
Dividend Yield 2.72%
Payout Ratio 31.3%
FCF Payout Ratio 29.0%
Adj. FCF Payout Ratio 30.1%
Dividend Growth (YoY) 8.1%
Pay Frequency Quarterly
Ex-Dividend Date Sep 1, 2026
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