National Bank of Greece S.A.
NBGRY | OTC
$17.55
-$0.57 (-3.15%)
At close: Oct 30, 2026, 3:56 PM ET
$17.55
$0.00 (0.00%)
After-hours:
Oct 30, 2026, 4:00 PM ET
Market Data
Market Cap $15.81B
Enterprise Value $18.28B
Beta 0.56
Average Volume 41.28K
Shares Outstanding (Diluted) 982.95M
Shares Change YoY 7.81%
Institutional Ownership N/A
Exchange OTC
ISIN US6336438790
Price Performance
Price Change 1M -13.8%
Price Change 3M -5.0%
Price Change 6M 7.7%
Price Change YTD 13.2%
Price Change 1Y 22.2%
Price Change 3Y 236.8%
Price Change 5Y 526.8%
1M CAGR (ann.) -13.6%
1Y CAGR (ann.) 23.5%
5Y CAGR (ann.) 48.1%
All-Time CAGR -38.3%
Valuation
PE Ratio 12.33
Forward PE 8.85
PEG Ratio 15.61
Forward PEG 2.36
PS Ratio 4.68
Forward PS 4.50
PB Ratio 1.50
P/FCF Ratio 49.45
P/Adj. FCF Ratio 49.45
P/OCF Ratio 18.35
EV/Sales 6.31
EV/EBIT 12.12
EV/EBITDA 10.96
EV/FCF 66.73
Earnings Yield 7.8%
FCF Yield 1.9%
Adj. FCF Yield 1.9%
Financial Health
Net Debt €4.45B
Total Debt €9.26B
Cash & Short-Term Investments €4.81B
Total Assets €83.36B
Current Ratio 0.08
Quick Ratio 0.08
Debt / Equity Ratio 1.01
Debt / EBITDA 5.55
Debt / FCF 33.79
OCF / Debt 0.09
Interest Coverage 3.43
Altman Z-Score -0.56
Piotroski F-Score 3
Margins & Profitability
Gross Profit Margin 88.4%
Operating Profit Margin 52.0%
EBITDA Margin 57.6%
Net Profit Margin 39.4%
FCF Margin 9.4%
Adj. FCF Margin 9.4%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 1.4%
Return on Equity 12.6%
Return on Invested Capital 5.8%
Return on Capital Employed 7.6%
Return on Tangible Assets 1.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 5.6%
Revenue CAGR 5Y 2.6%
Revenue CAGR 10Y 24.6%
EPS CAGR 3Y 0.3%
EPS CAGR 5Y 34.2%
EPS CAGR 10Y 37.8%
FCF CAGR 3Y 171.4%
FCF CAGR 5Y -49.5%
FCF CAGR 10Y 4.7%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date May 6, 2026
EPS Estimate (next Q) $0.45
EPS Growth Est (next Q) 10.6%
Revenue Est (next Q) $897.46M
Revenue Growth Est (next Q) 18.0%
Fair Value Estimates
Graham Number $18.34
Graham Upside 4.5%
Lynch Fair Value $35.58
Lynch Upside 102.7%
Price Target $0.00
Price Target Upside N/A
Cash Flow
Operating Cash Flow €808M
Free Cash Flow €274M
Adj. Free Cash Flow €274M
FCF Per Share $0.28
OCF Per Share $0.82
OCF/S Ratio 27.9%
Income Statement
Revenue €2.9B
Gross Profit €2.56B
Operating Income €1.51B
EBITDA €1.67B
Net Income €1.14B
EPS (Diluted) $1.22
Revenue / Employee $367.91K
Profit / Employee $145.11K
Employees 7,877
Dividends
Annual Dividend $0.79
Dividend Yield 4.50%
Payout Ratio 64.6%
FCF Payout Ratio 169.3%
Adj. FCF Payout Ratio 169.3%
Dividend Growth (YoY) -13.2%
Pay Frequency Semi-Annual
Ex-Dividend Date Jun 15, 2026
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