Nicolet Bankshares Inc.

NIC | NYSE

Price Alert Chart Builder DCF Calculator

$171.56

-$0.96 (-0.56%)

At close: Oct 30, 2026, 4:00 PM ET

$171.56

$0.00 (0.00%)

After-hours: Oct 30, 2026, 4:06 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $3.6B

Enterprise Value $1.2B

Beta 0.64

Average Volume 185.18K

Shares Outstanding (Diluted) 15.23M

Shares Change YoY -0.76%

Institutional Ownership N/A

Exchange NYSE

ISIN US65406E1029

Price Performance

Price Change 1M 5.2%

Price Change 3M 0.4%

Price Change 6M 17.1%

Price Change YTD 41.4%

Price Change 1Y 45.2%

Price Change 3Y 135.6%

Price Change 5Y 138.6%

1M CAGR (ann.) 2.1%

1Y CAGR (ann.) 50.5%

5Y CAGR (ann.) 19.9%

All-Time CAGR 16.7%

Valuation

PE Ratio 16.40

Forward PE 17.06

PEG Ratio 1.35

Forward PEG 0.61

PS Ratio 5.89

Forward PS 5.00

PB Ratio 1.61

P/FCF Ratio 20.51

P/Adj. FCF Ratio 22.30

P/OCF Ratio 12.13

EV/Sales 1.96

EV/EBIT 5.37

EV/EBITDA 5.20

EV/FCF 6.83

Earnings Yield 6.1%

FCF Yield 4.9%

Adj. FCF Yield 4.5%

Financial Health

Net Cash $2.4B

Total Debt $92.75M

Cash & Short-Term Investments $2.49B

Total Assets $15.06B

Current Ratio 0.20

Quick Ratio 0.20

Debt / Equity Ratio 0.04

Debt / EBITDA 0.40

Debt / FCF 0.53

OCF / Debt 1.97

Interest Coverage 1.08

Altman Z-Score -0.47

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 64.7%

Operating Profit Margin 36.5%

EBITDA Margin 37.7%

Net Profit Margin 28.8%

FCF Margin 28.7%

Adj. FCF Margin 26.4%

SBC / Revenue 2.0%

SBC Impact (per share) -8.0%

Returns

Return on Assets 1.2%

Return on Equity 8.8%

Return on Invested Capital 7.1%

Return on Capital Employed 9.0%

Return on Tangible Assets 1.3%

Historical Growth (CAGR)

Revenue CAGR 3Y 16.2%

Revenue CAGR 5Y 22.5%

Revenue CAGR 10Y 21.2%

EPS CAGR 3Y 39.3%

EPS CAGR 5Y 11.8%

EPS CAGR 10Y 16.5%

FCF CAGR 3Y 21.5%

FCF CAGR 5Y 13.4%

FCF CAGR 10Y 43.7%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 4

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Jan 19, 2027

EPS Estimate (next Q) $3.25

EPS Growth Est (next Q) 19.1%

Revenue Est (next Q) $176.72M

Revenue Growth Est (next Q) 69.9%

Fair Value Estimates

Graham Number $188.46

Graham Upside 9.8%

Lynch Fair Value $123.32

Lynch Upside -28.1%

Price Target $193.00

Price Target Upside 12.5%

Cash Flow

Operating Cash Flow $182.53M

Free Cash Flow $175.3M

Adj. Free Cash Flow $161.22M

FCF Per Share $13.94

OCF Per Share $14.14

OCF/S Ratio 34.3%

Income Statement

Revenue $610.71M

Gross Profit $394.91M

Operating Income $222.87M

EBITDA $230.08M

Net Income $176.15M

EPS (Diluted) $10.46

Revenue / Employee $427.37K

Profit / Employee $123.27K

Employees 1,429

Dividends

Annual Dividend $1.36

Dividend Yield 0.79%

Payout Ratio 13.0%

FCF Payout Ratio 13.7%

Adj. FCF Payout Ratio 14.9%

Dividend Growth (YoY) 13.3%

Pay Frequency Quarterly

Ex-Dividend Date Dec 1, 2026