Nu Ltd.
NU | NYSE
$11.61
-$0.44 (-3.65%)
At close: Oct 30, 2026, 4:00 PM ET
$11.68
+$0.07 (+0.60%)
Pre-market:
Nov 2, 2026, 8:02 AM ET
Market Data
Market Cap $56.08B
Enterprise Value $47.49B
Beta 0.96
Average Volume 83.12M
Shares Outstanding (Diluted) 4.9B
Shares Change YoY 0.1%
Institutional Ownership 59.48%
Exchange NYSE
ISIN KYG6683N1034
Price Performance
Price Change 1M -8.3%
Price Change 3M -19.0%
Price Change 6M -19.6%
Price Change YTD -30.6%
Price Change 1Y -27.9%
Price Change 3Y 41.6%
Price Change 5Y N/A
1M CAGR (ann.) -14.9%
1Y CAGR (ann.) -27.8%
5Y CAGR (ann.) N/A
All-Time CAGR 2.4%
Valuation
PE Ratio 15.69
Forward PE 10.38
PEG Ratio 0.29
Forward PEG 0.36
PS Ratio 3.43
Forward PS 2.00
PB Ratio 4.23
P/FCF Ratio -13.30
P/Adj. FCF Ratio -12.27
P/OCF Ratio -13.19
EV/Sales 2.91
EV/EBIT 10.81
EV/EBITDA 10.59
EV/FCF -11.26
Earnings Yield 6.4%
FCF Yield -7.5%
Adj. FCF Yield -8.2%
Financial Health
Net Debt $30.91B
Total Debt $1.86B
Cash & Short-Term Investments $9.84B
Total Assets $82.75B
Current Ratio 0.25
Quick Ratio 0.25
Debt / Equity Ratio 3.17
Debt / EBITDA 0.41
Debt / FCF -0.44
OCF / Debt -2.30
Interest Coverage 0.80
Altman Z-Score 0.55
Piotroski F-Score 3
Margins & Profitability
Gross Profit Margin 44.0%
Operating Profit Margin 28.7%
EBITDA Margin 23.4%
Net Profit Margin 18.6%
FCF Margin -25.8%
Adj. FCF Margin -28.0%
SBC / Revenue 1.8%
SBC Impact (per share) -8.4%
Returns
Return on Assets 4.4%
Return on Equity 30.3%
Return on Invested Capital 4.4%
Return on Capital Employed 10.1%
Return on Tangible Assets 4.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 40.0%
Revenue CAGR 5Y 84.3%
Revenue CAGR 10Y N/A
EPS CAGR 3Y 268.4%
EPS CAGR 5Y 67.3%
EPS CAGR 10Y N/A
FCF CAGR 3Y -955.9%
FCF CAGR 5Y -205.1%
FCF CAGR 10Y N/A
Analyst Forecasts
Analyst Rating Buy
Analyst Count 9
EPS Growth Next 3Y 34.2%
Revenue Growth Next 3Y 23.7%
Earnings Date Nov 12, 2026
EPS Estimate (next Q) $0.23
EPS Growth Est (next Q) 33.8%
Revenue Est (next Q) $5.96B
Revenue Growth Est (next Q) 48.9%
Fair Value Estimates
Graham Number $6.74
Graham Upside -42.0%
Lynch Fair Value $18.50
Lynch Upside 59.4%
Price Target $17.36
Price Target Upside 49.5%
Cash Flow
Operating Cash Flow $-4.27B
Free Cash Flow $-4.22B
Adj. Free Cash Flow $-4.57B
FCF Per Share -$0.87
OCF Per Share -$0.88
OCF/S Ratio -22.1%
Income Statement
Revenue $16.33B
Gross Profit $8.51B
Operating Income $4.69B
EBITDA $4.48B
Net Income $3.61B
EPS (Diluted) $0.74
Revenue / Employee $2.03M
Profit / Employee $448.81K
Employees 8,037
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