Orange County Bancorp Inc.
OBT | NASDAQ
$40.06
+$1.37 (+3.54%)
Nov 2, 2026, 10:58 AM ET · Market open
Market Data
Market Cap $537.12M
Enterprise Value $-78.17M
Beta 0.43
Average Volume 64.58K
Shares Outstanding (Diluted) 13.38M
Shares Change YoY 0.34%
Institutional Ownership 54.42%
Exchange NASDAQ
ISIN US68417L1070
Price Performance
Price Change 1M 6.2%
Price Change 3M 4.7%
Price Change 6M 19.7%
Price Change YTD 40.3%
Price Change 1Y 62.1%
Price Change 3Y 82.3%
Price Change 5Y 110.2%
1M CAGR (ann.) 0.5%
1Y CAGR (ann.) 68.7%
5Y CAGR (ann.) 18.3%
All-Time CAGR 15.7%
Valuation
PE Ratio 10.35
Forward PE 10.92
PEG Ratio 0.44
Forward PEG 0.48
PS Ratio 3.43
Forward PS 3.60
PB Ratio 1.68
P/FCF Ratio 7.91
P/Adj. FCF Ratio 8.08
P/OCF Ratio 7.74
EV/Sales -0.52
EV/EBIT -1.41
EV/EBITDA -1.39
EV/FCF -1.19
Earnings Yield 9.7%
FCF Yield 12.6%
Adj. FCF Yield 12.4%
Financial Health
Net Cash $596.05M
Total Debt $34.63M
Cash & Short-Term Investments $630.68M
Total Assets $2.74B
Current Ratio 0.00
Quick Ratio 0.00
Debt / Equity Ratio 0.11
Debt / EBITDA 0.61
Debt / FCF 0.53
OCF / Debt 1.93
Interest Coverage 2.14
Altman Z-Score 0.63
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 81.9%
Operating Profit Margin 36.8%
EBITDA Margin 37.4%
Net Profit Margin 33.0%
FCF Margin 43.4%
Adj. FCF Margin 42.5%
SBC / Revenue 0.9%
SBC Impact (per share) -2.1%
Returns
Return on Assets 1.8%
Return on Equity 16.7%
Return on Invested Capital 7.3%
Return on Capital Employed 2.0%
Return on Tangible Assets 1.8%
Historical Growth (CAGR)
Revenue CAGR 3Y 6.6%
Revenue CAGR 5Y 15.7%
Revenue CAGR 10Y 14.2%
EPS CAGR 3Y 11.2%
EPS CAGR 5Y 12.5%
EPS CAGR 10Y 17.6%
FCF CAGR 3Y 25.0%
FCF CAGR 5Y 35.5%
FCF CAGR 10Y 92.9%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 1
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Feb 3, 2027
EPS Estimate (next Q) $0.84
EPS Growth Est (next Q) -9.7%
Revenue Est (next Q) $34.77M
Revenue Growth Est (next Q) 5.3%
Fair Value Estimates
Graham Number $44.02
Graham Upside 14.0%
Lynch Fair Value $46.62
Lynch Upside 20.7%
Price Target $44.00
Price Target Upside 13.9%
Cash Flow
Operating Cash Flow $66.78M
Free Cash Flow $65.49M
Adj. Free Cash Flow $64.11M
FCF Per Share $4.89
OCF Per Share $4.99
OCF/S Ratio 44.2%
Income Statement
Revenue $150.97M
Gross Profit $123.7M
Operating Income $55.49M
EBITDA $56.42M
Net Income $49.86M
EPS (Diluted) $3.73
Revenue / Employee $642.41K
Profit / Employee $212.17K
Employees 235
Dividends
Annual Dividend $0.72
Dividend Yield 1.86%
Payout Ratio 19.3%
FCF Payout Ratio 13.7%
Adj. FCF Payout Ratio 14.0%
Dividend Growth (YoY) 39.8%
Pay Frequency Quarterly
Ex-Dividend Date Sep 4, 2026
Add to Watchlist
Select watchlists to add or remove OBT