Private Bancorp of America Inc.
PBAM | NASDAQ
$85.34
-$0.21 (-0.25%)
At close: Oct 30, 2026, 4:00 PM ET
$84.31
-$1.03 (-1.21%)
After-hours:
Oct 30, 2026, 7:56 PM ET
Market Data
Market Cap $488.63M
Enterprise Value $190.58M
Beta 0.07
Average Volume 71.78K
Shares Outstanding (Diluted) 5.75M
Shares Change YoY -1.52%
Institutional Ownership N/A
Exchange NASDAQ
ISIN US74274F1003
Price Performance
Price Change 1M 0.3%
Price Change 3M 1.5%
Price Change 6M 13.8%
Price Change YTD 48.3%
Price Change 1Y 48.8%
Price Change 3Y 154.8%
Price Change 5Y 228.2%
1M CAGR (ann.) -4.2%
1Y CAGR (ann.) 49.0%
5Y CAGR (ann.) 27.8%
All-Time CAGR 17.6%
Valuation
PE Ratio 10.64
Forward PE 9.53
PEG Ratio 0.78
Forward PEG 0.48
PS Ratio 2.77
Forward PS 3.20
PB Ratio 1.68
P/FCF Ratio 18.55
P/Adj. FCF Ratio 20.95
P/OCF Ratio 18.27
EV/Sales 1.08
EV/EBIT 3.90
EV/EBITDA 3.90
EV/FCF 7.24
Earnings Yield 9.4%
FCF Yield 5.4%
Adj. FCF Yield 4.8%
Financial Health
Net Cash $298.05M
Total Debt $0
Cash & Short-Term Investments $298.05M
Total Assets $2.75B
Current Ratio 0.00
Quick Ratio 0.00
Debt / Equity Ratio 0.09
Debt / EBITDA 0.00
Debt / FCF 0.00
OCF / Debt N/A
Interest Coverage 1.58
Altman Z-Score 0.47
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 73.8%
Operating Profit Margin 27.7%
EBITDA Margin 36.4%
Net Profit Margin 26.1%
FCF Margin 14.9%
Adj. FCF Margin 13.2%
SBC / Revenue 1.7%
SBC Impact (per share) -11.4%
Returns
Return on Assets 1.7%
Return on Equity 16.7%
Return on Invested Capital 1.7%
Return on Capital Employed 2.4%
Return on Tangible Assets 1.7%
Historical Growth (CAGR)
Revenue CAGR 3Y 13.0%
Revenue CAGR 5Y 20.5%
Revenue CAGR 10Y 23.2%
EPS CAGR 3Y 4.4%
EPS CAGR 5Y 19.9%
EPS CAGR 10Y 23.1%
FCF CAGR 3Y 174.2%
FCF CAGR 5Y 93.1%
FCF CAGR 10Y 52.9%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 2
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 15, 2027
EPS Estimate (next Q) $2.06
EPS Growth Est (next Q) 20.5%
Revenue Est (next Q) $35.93M
Revenue Growth Est (next Q) 10.7%
Fair Value Estimates
Graham Number $96.19
Graham Upside 12.7%
Lynch Fair Value $160.00
Lynch Upside 87.5%
Price Target $104.00
Price Target Upside 21.9%
Cash Flow
Operating Cash Flow $26.55M
Free Cash Flow $26.34M
Adj. Free Cash Flow $23.33M
FCF Per Share $4.63
OCF Per Share $4.67
OCF/S Ratio 14.9%
Income Statement
Revenue $176.61M
Gross Profit $97.18M
Operating Income $48.91M
EBITDA $48.91M
Net Income $46.51M
EPS (Diluted) $8.02
Revenue / Employee $14.72M
Profit / Employee $3.88M
Employees 12
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