Raiffeisen Bank International AG
RAIFY | OTC
$15.61
-$0.62 (-3.82%)
At close: Oct 30, 2026, 3:55 PM ET
$15.61
$0.00 (-0.03%)
After-hours:
Oct 30, 2026, 4:00 PM ET
Market Data
Market Cap $20.49B
Enterprise Value $-7.5B
Beta 1.42
Average Volume 27.56K
Shares Outstanding (Diluted) 397.89M
Shares Change YoY 21.31%
Institutional Ownership 0.01%
Exchange OTC
ISIN US7507321096
Price Performance
Price Change 1M -12.4%
Price Change 3M -9.1%
Price Change 6M 12.9%
Price Change YTD 39.1%
Price Change 1Y 73.3%
Price Change 3Y 336.0%
Price Change 5Y 113.8%
1M CAGR (ann.) -10.4%
1Y CAGR (ann.) 85.4%
5Y CAGR (ann.) 21.8%
All-Time CAGR 17.5%
Valuation
PE Ratio 1.86
Forward PE N/A
PEG Ratio 0.00
Forward PEG 0.20
PS Ratio 2.41
Forward PS 2.00
PB Ratio 0.81
P/FCF Ratio 33.34
P/Adj. FCF Ratio 33.34
P/OCF Ratio 4.94
EV/Sales -1.03
EV/EBIT -2.08
EV/EBITDA -2.04
EV/FCF -14.24
Earnings Yield 51.7%
FCF Yield 2.9%
Adj. FCF Yield 2.9%
Financial Health
Net Cash €25.45B
Total Debt €22.06B
Cash & Short-Term Investments €47.51B
Total Assets €223.76B
Current Ratio 0.30
Quick Ratio 0.30
Debt / Equity Ratio 0.99
Debt / EBITDA 6.00
Debt / FCF 41.86
OCF / Debt 0.05
Interest Coverage 0.99
Altman Z-Score -0.35
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 117.8%
Operating Profit Margin 52.0%
EBITDA Margin 55.1%
Net Profit Margin 33.6%
FCF Margin 7.2%
Adj. FCF Margin 7.2%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 1.1%
Return on Equity 12.2%
Return on Invested Capital 4.4%
Return on Capital Employed 6.0%
Return on Tangible Assets 1.1%
Historical Growth (CAGR)
Revenue CAGR 3Y -15.2%
Revenue CAGR 5Y 3.2%
Revenue CAGR 10Y 2.9%
EPS CAGR 3Y -8.4%
EPS CAGR 5Y 19.3%
EPS CAGR 10Y 18.1%
FCF CAGR 3Y -47.3%
FCF CAGR 5Y -46.8%
FCF CAGR 10Y 7.9%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jul 31, 2026
EPS Estimate (next Q) N/A
EPS Growth Est (next Q) N/A
Revenue Est (next Q) $2.99B
Revenue Growth Est (next Q) -2.2%
Fair Value Estimates
Graham Number $111.77
Graham Upside 616.0%
Lynch Fair Value $161.72
Lynch Upside 936.0%
Price Target $0.00
Price Target Upside N/A
Cash Flow
Operating Cash Flow €1.08B
Free Cash Flow €527M
Adj. Free Cash Flow €527M
FCF Per Share $1.32
OCF Per Share $2.71
OCF/S Ratio 14.8%
Income Statement
Revenue €7.29B
Gross Profit €8.59B
Operating Income €3.79B
EBITDA €3.68B
Net Income €2.45B
EPS (Diluted) $7.18
Revenue / Employee $171.93K
Profit / Employee $57.75K
Employees 42,425
Dividends
Annual Dividend $0.47
Dividend Yield 3.01%
Payout Ratio 6.6%
FCF Payout Ratio 145.9%
Adj. FCF Payout Ratio 145.9%
Dividend Growth (YoY) 58.5%
Pay Frequency Annual
Ex-Dividend Date Apr 15, 2026
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