Banco Santander S.A.
SAN | NYSE
$11.21
-$0.40 (-3.41%)
At close: Oct 30, 2026, 3:59 PM ET
$11.47
+$0.26 (+2.32%)
Pre-market:
Nov 2, 2026, 5:39 AM ET
Market Data
Market Cap $162.98B
Enterprise Value $466.69B
Beta 0.94
Average Volume 11.3M
Shares Outstanding (Diluted) 16.92B
Shares Change YoY 6.21%
Institutional Ownership 3.45%
Exchange NYSE
ISIN US05964H1059
Price Performance
Price Change 1M -18.9%
Price Change 3M -20.5%
Price Change 6M -7.1%
Price Change YTD -4.4%
Price Change 1Y 10.4%
Price Change 3Y 208.8%
Price Change 5Y 195.8%
1M CAGR (ann.) -20.8%
1Y CAGR (ann.) 12.2%
5Y CAGR (ann.) 28.5%
All-Time CAGR 14.0%
Valuation
PE Ratio 9.28
Forward PE 7.40
PEG Ratio 0.35
Forward PEG 0.53
PS Ratio 1.27
Forward PS 2.10
PB Ratio 1.27
P/FCF Ratio -13.74
P/Adj. FCF Ratio -13.74
P/OCF Ratio 2.28
EV/Sales 4.21
EV/EBIT 24.12
EV/EBITDA 22.29
EV/FCF -45.70
Earnings Yield 10.4%
FCF Yield -7.0%
Adj. FCF Yield -7.0%
Financial Health
Net Debt €322.84B
Total Debt €487.92B
Cash & Short-Term Investments €165.08B
Total Assets €2.14T
Current Ratio 0.00
Quick Ratio 0.00
Debt / Equity Ratio 4.30
Debt / EBITDA 23.31
Debt / FCF -47.78
OCF / Debt -0.01
Interest Coverage 0.42
Altman Z-Score 0.29
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 52.4%
Operating Profit Margin 17.7%
EBITDA Margin 23.5%
Net Profit Margin 17.4%
FCF Margin -9.2%
Adj. FCF Margin -9.2%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 0.8%
Return on Equity 15.0%
Return on Invested Capital 0.7%
Return on Capital Employed 0.9%
Return on Tangible Assets 0.8%
Historical Growth (CAGR)
Revenue CAGR 3Y 16.4%
Revenue CAGR 5Y 13.3%
Revenue CAGR 10Y 5.4%
EPS CAGR 3Y 18.8%
EPS CAGR 5Y 31.0%
EPS CAGR 10Y 14.4%
FCF CAGR 3Y 80.6%
FCF CAGR 5Y -99.6%
FCF CAGR 10Y -41.8%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 4
EPS Growth Next 3Y 14.0%
Revenue Growth Next 3Y -11.4%
Earnings Date Feb 2, 2027
EPS Estimate (next Q) $0.30
EPS Growth Est (next Q) 8.0%
Revenue Est (next Q) $21B
Revenue Growth Est (next Q) -1.6%
Fair Value Estimates
Graham Number $15.64
Graham Upside 39.5%
Lynch Fair Value $30.21
Lynch Upside 169.5%
Price Target $3.00
Price Target Upside -73.2%
Cash Flow
Operating Cash Flow €-6.88B
Free Cash Flow €-10.21B
Adj. Free Cash Flow €-10.21B
FCF Per Share $3.86
OCF Per Share $4.24
OCF/S Ratio 66.2%
Income Statement
Revenue €110.86B
Gross Profit €49.99B
Operating Income €19.6B
EBITDA €20.94B
Net Income €16.21B
EPS (Diluted) $1.04
Revenue / Employee $595.53K
Profit / Employee $87.06K
Employees 186,151
Dividends
Annual Dividend $0.29
Dividend Yield 2.59%
Payout Ratio 27.9%
FCF Payout Ratio 0.0%
Adj. FCF Payout Ratio 0.0%
Dividend Growth (YoY) 13.1%
Pay Frequency Semi-Annual
Ex-Dividend Date Oct 30, 2026
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