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Synchrony Financial

SYF-PA | NYSE
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$17.64
+$0.16 (+0.92%)
Nov 2, 2026, 10:10 AM ET · Market open
Fiscal Year
Period Ending
FY 2025
Dec 31, 2025
FY 2024
Dec 31, 2024
FY 2023
Dec 31, 2023
FY 2022
Dec 31, 2022
FY 2021
Dec 31, 2021
FY 2020
Dec 31, 2020
Revenue
19.12B 20.76B 17.34B 13.2B 11.22B 12.83B
Cost of Revenue
9.36B 11.37B 9.68B 4.9B 1.76B 6.98B
Gross Profit
9.76B 9.39B 7.66B 8.3B 9.47B 5.85B
Operating Income
4.62B 4.55B 2.9B 3.96B 5.5B 1.8B
Interest Income
22.6B 22.65B 20.71B 17.15B 15.27B 16.07B
Pretax Income
4.62B 4.55B 2.9B 3.96B 5.5B 1.8B
Net Income
3.55B 3.5B 2.24B 3.02B 4.22B 1.39B
Selling & General & Admin
2.6B 2.35B 2.41B 2.17B 1.99B 1.83B
Research & Development
n/a n/a n/a n/a n/a n/a
Other Expenses
2.53B 2.49B 2.35B 2.17B 1.98B 2.23B
Operating Expenses
5.14B 4.84B 4.76B 4.34B 3.96B 4.06B
Interest Expense
4.14B 4.63B 3.71B 1.52B 1.03B 1.67B
Selling & Marketing Expenses
511M 524M 527M 487M 486M 448M
Cost & Expenses
14.5B 16.21B 14.43B 9.23B 5.72B 11.03B
Income Tax Expense
1.07B 1.05B 666M 946M 1.28B 412M
Shares Outstanding (Basic)
357.84M 396.5M 421.2M 480.4M 564.6M 589M
Shares Outstanding (Diluted)
357.84M 400.6M 423.5M 483.4M 569.3M 590.8M
EPS (Basic)
9.35 8.64 5.21 6.19 7.40 2.28
EPS (Diluted)
9.29 8.55 5.19 6.15 7.34 2.27
EBITDA
5.14B 5.03B 3.36B 4.38B 5.89B 2.18B
EBIT
4.62B 4.55B 2.9B 3.96B 5.5B 1.8B
Depreciation & Amortization
514M 481M 458M 419M 390M 383M

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