Synchrony Financial

SYF | NYSE

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$75.37

-$1.60 (-2.08%)

At close: Oct 30, 2026, 3:59 PM ET

$75.35

-$0.02 (-0.03%)

After-hours: Oct 30, 2026, 6:20 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Income Statement Balance Sheet Cashflow Statement Ratios

Annual Quarterly TTM

Fiscal Year Period Ending	FY 2025 Dec 31, 2025	FY 2024 Dec 31, 2024	FY 2023 Dec 31, 2023	FY 2022 Dec 31, 2022	FY 2021 Dec 31, 2021	FY 2020 Dec 31, 2020
Net Income	3.55B	3.5B	2.24B	3.02B	4.22B	1.39B
Depreciation & Amortization	514M	481M	458M	419M	390M	383M
Stock-Based Compensation	n/a	n/a	n/a	n/a	n/a	n/a
Other Working Capital	437M	-238M	300M	-72M	597M	-48M
Other Non-Cash Items	5.76B	6.17B	6.7B	3.95B	1.25B	6.03B
Deferred Income Tax	184M	-98M	-458M	-421M	219M	-602M
Change in Working Capital	-161M	-205M	-345M	-269M	1.02B	291M
Operating Cash Flow	9.85B	9.85B	8.59B	6.69B	7.1B	7.49B
Capital Expenditures	n/a	n/a	n/a	n/a	n/a	n/a
Cash Acquisitions	-161M	-1.44B	n/a	n/a	n/a	n/a
Purchase of Investments	-1.19B	-2.81B	-3.62B	-3.87B	-2.99B	-9.91B
Sales Maturities Of Investments	1.95B	3.62B	5.01B	3.98B	5.08B	8.38B
Other Investing Acitivies	-5.46B	-8.26B	-15.62B	-10.35B	-6.9B	1.03B
Investing Cash Flow	-4.85B	-8.9B	-14.23B	-10.23B	-4.81B	-498M
Debt Repayment	-295M	-536M	1.78B	-329M	-1.28B	-4.11B
Common Stock Repurchased	-2.94B	-1.01B	-1.11B	-3.32B	-2.88B	-985M
Dividend Paid	-510M	-470M	-448M	-476M	-542M	-562M
Other Financial Acitivies	-989M	915M	9.42B	9.41B	-505M	-2.38B
Financial Cash Flow	-4.74B	-611M	9.63B	5.28B	-5.2B	-8.03B
Net Cash Flow	262M	334M	3.99B	1.74B	-2.92B	-1.04B
Free Cash Flow	9.85B	9.85B	8.59B	6.69B	7.1B	7.49B
Adj. Free Cash Flow	9.85B	9.85B	8.59B	6.69B	7.1B	7.49B
Maintenance CapEx	n/a	n/a	n/a	n/a	n/a	n/a
Growth CapEx	n/a	n/a	n/a	n/a	n/a	n/a
Owner Earnings	9.85B	9.85B	8.59B	6.69B	7.1B	7.49B