Travelers Companies Inc.
TRV | NYSE
$396.22
-$2.05 (-0.51%)
At close: Oct 30, 2026, 4:00 PM ET
$397.02
+$0.80 (+0.20%)
Pre-market:
Nov 2, 2026, 6:17 AM ET
Market Data
Market Cap $81.2B
Enterprise Value $-5.32B
Beta 0.44
Average Volume 1.65M
Shares Outstanding (Diluted) 210.6M
Shares Change YoY -7.43%
Institutional Ownership 86.63%
Exchange NYSE
ISIN US89417E1091
Price Performance
Price Change 1M 11.1%
Price Change 3M 5.8%
Price Change 6M 30.0%
Price Change YTD 36.6%
Price Change 1Y 47.5%
Price Change 3Y 136.6%
Price Change 5Y 146.3%
1M CAGR (ann.) 5.8%
1Y CAGR (ann.) 50.1%
5Y CAGR (ann.) 21.8%
All-Time CAGR 16.3%
Valuation
PE Ratio 10.39
Forward PE 11.25
PEG Ratio 0.20
Forward PEG 0.23
PS Ratio 1.66
Forward PS 1.80
PB Ratio 2.80
P/FCF Ratio 7.61
P/Adj. FCF Ratio 7.49
P/OCF Ratio 7.68
EV/Sales -0.11
EV/EBIT -0.49
EV/EBITDA -0.46
EV/FCF -0.50
Earnings Yield 9.6%
FCF Yield 13.2%
Adj. FCF Yield 13.3%
Financial Health
Net Cash $86.53B
Total Debt $9.81B
Cash & Short-Term Investments $96.34B
Total Assets $142.09B
Current Ratio 1.32
Quick Ratio 1.32
Debt / Equity Ratio 0.34
Debt / EBITDA 0.85
Debt / FCF 0.92
OCF / Debt 1.09
Interest Coverage 22.87
Altman Z-Score 1.87
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 34.9%
Operating Profit Margin 21.6%
EBITDA Margin 23.6%
Net Profit Margin 17.0%
FCF Margin 21.8%
Adj. FCF Margin 22.1%
SBC / Revenue -0.3%
SBC Impact (per share) -1.5%
Returns
Return on Assets 5.9%
Return on Equity 26.2%
Return on Invested Capital 18.3%
Return on Capital Employed 22.8%
Return on Tangible Assets 6.0%
Historical Growth (CAGR)
Revenue CAGR 3Y 6.9%
Revenue CAGR 5Y 7.4%
Revenue CAGR 10Y 6.1%
EPS CAGR 3Y 60.4%
EPS CAGR 5Y 21.8%
EPS CAGR 10Y 14.5%
FCF CAGR 3Y 15.4%
FCF CAGR 5Y 7.4%
FCF CAGR 10Y 10.8%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 18
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 20, 2027
EPS Estimate (next Q) $9.88
EPS Growth Est (next Q) -11.2%
Revenue Est (next Q) $10.72B
Revenue Growth Est (next Q) -1.3%
Fair Value Estimates
Graham Number $346.79
Graham Upside -12.5%
Lynch Fair Value $829.93
Lynch Upside 109.5%
Price Target $356.18
Price Target Upside -10.1%
Cash Flow
Operating Cash Flow $10.68B
Free Cash Flow $10.68B
Adj. Free Cash Flow $10.84B
FCF Per Share $51.60
OCF Per Share $51.60
OCF/S Ratio 21.8%
Income Statement
Revenue $48.92B
Gross Profit $17.05B
Operating Income $10.59B
EBITDA $11.52B
Net Income $8.33B
EPS (Diluted) $38.14
Revenue / Employee $1.44M
Profit / Employee $245.06K
Employees 34,000
Dividends
Annual Dividend $4.70
Dividend Yield 1.19%
Payout Ratio 12.3%
FCF Payout Ratio 9.4%
Adj. FCF Payout Ratio 9.2%
Dividend Growth (YoY) 9.3%
Pay Frequency Quarterly
Ex-Dividend Date Dec 10, 2026
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