U.S. Bancorp
USB-PQ | NYSE
$13.35
+$0.02 (+0.15%)
At close: Oct 30, 2026, 4:00 PM ET
$13.50
+$0.15 (+1.12%)
After-hours:
Oct 30, 2026, 5:05 PM ET
Market Data
Market Cap $91.33B
Enterprise Value $-38.31B
Beta 0.98
Average Volume 53.75K
Shares Outstanding (Diluted) 1.56B
Shares Change YoY 0.13%
Institutional Ownership N/A
Exchange NYSE
ISIN US9029737346
Price Performance
Price Change 1M -4.4%
Price Change 3M -6.8%
Price Change 6M -11.2%
Price Change YTD -12.9%
Price Change 1Y -15.0%
Price Change 3Y -5.9%
Price Change 5Y -44.9%
1M CAGR (ann.) -3.6%
1Y CAGR (ann.) -10.3%
5Y CAGR (ann.) -6.0%
All-Time CAGR -4.8%
Valuation
PE Ratio 2.60
Forward PE 10.00
PEG Ratio 0.67
Forward PEG 0.72
PS Ratio 2.08
Forward PS 2.70
PB Ratio 1.37
P/FCF Ratio 7.37
P/Adj. FCF Ratio 7.37
P/OCF Ratio 2.31
EV/Sales -0.87
EV/EBIT -2.78
EV/EBITDA -2.66
EV/FCF -3.09
Earnings Yield 38.4%
FCF Yield 13.6%
Adj. FCF Yield 13.6%
Financial Health
Net Cash $129.63B
Total Debt $73.04B
Cash & Short-Term Investments $202.67B
Total Assets $702.97B
Current Ratio 0.37
Quick Ratio 0.37
Debt / Equity Ratio 1.10
Debt / EBITDA 5.07
Debt / FCF 5.90
OCF / Debt 0.17
Interest Coverage 0.78
Altman Z-Score -0.21
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 64.7%
Operating Profit Margin 24.4%
EBITDA Margin 32.8%
Net Profit Margin 19.0%
FCF Margin 28.1%
Adj. FCF Margin 28.1%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 1.2%
Return on Equity 12.7%
Return on Invested Capital 5.0%
Return on Capital Employed 7.2%
Return on Tangible Assets 1.2%
Historical Growth (CAGR)
Revenue CAGR 3Y 4.8%
Revenue CAGR 5Y 13.0%
Revenue CAGR 10Y 7.0%
EPS CAGR 3Y 15.2%
EPS CAGR 5Y 0.6%
EPS CAGR 10Y 4.7%
FCF CAGR 3Y -5.2%
FCF CAGR 5Y 7.2%
FCF CAGR 10Y 4.4%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y 2.5%
Revenue Growth Next 3Y 22.7%
Earnings Date Jan 19, 2027
EPS Estimate (next Q) $1.41
EPS Growth Est (next Q) 11.9%
Revenue Est (next Q) $8.08B
Revenue Growth Est (next Q) 9.8%
Fair Value Estimates
Graham Number $70.39
Graham Upside 427.3%
Lynch Fair Value $25.65
Lynch Upside 92.1%
Price Target $0.00
Price Target Upside N/A
Cash Flow
Operating Cash Flow $12.38B
Free Cash Flow $12.38B
Adj. Free Cash Flow $12.38B
FCF Per Share $5.77
OCF Per Share $5.77
OCF/S Ratio 20.5%
Income Statement
Revenue $43.99B
Gross Profit $28.46B
Operating Income $10.74B
EBITDA $14.42B
Net Income $8.38B
EPS (Diluted) $5.13
Revenue / Employee $641.97K
Profit / Employee $122.23K
Employees 68,520
Dividends
Annual Dividend $0.94
Dividend Yield 7.04%
Payout Ratio 18.3%
FCF Payout Ratio 28.7%
Adj. FCF Payout Ratio 28.7%
Dividend Growth (YoY) 0.0%
Pay Frequency Quarterly
Ex-Dividend Date Sep 30, 2026
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