U.S. Bancorp
USB | NYSE
$59.45
-$1.19 (-1.96%)
At close: Oct 30, 2026, 4:00 PM ET
$60.09
+$0.64 (+1.08%)
Pre-market:
Nov 2, 2026, 5:06 AM ET
Market Data
Market Cap $92.63B
Enterprise Value $-37.01B
Beta 1.02
Average Volume 7.67M
Shares Outstanding (Diluted) 1.56B
Shares Change YoY 0.13%
Institutional Ownership 82.59%
Exchange NYSE
ISIN US9029733048
Price Performance
Price Change 1M 2.9%
Price Change 3M -5.7%
Price Change 6M 5.6%
Price Change YTD 11.4%
Price Change 1Y 27.4%
Price Change 3Y 86.5%
Price Change 5Y -1.5%
1M CAGR (ann.) -0.1%
1Y CAGR (ann.) 32.4%
5Y CAGR (ann.) 3.4%
All-Time CAGR 6.8%
Valuation
PE Ratio 11.59
Forward PE 10.26
PEG Ratio 0.67
Forward PEG 0.72
PS Ratio 2.11
Forward PS 2.80
PB Ratio 1.39
P/FCF Ratio 7.48
P/Adj. FCF Ratio 7.48
P/OCF Ratio 10.30
EV/Sales -0.84
EV/EBIT -2.69
EV/EBITDA -2.57
EV/FCF -2.99
Earnings Yield 8.6%
FCF Yield 13.4%
Adj. FCF Yield 13.4%
Financial Health
Net Cash $129.63B
Total Debt $73.04B
Cash & Short-Term Investments $202.67B
Total Assets $702.97B
Current Ratio 0.37
Quick Ratio 0.37
Debt / Equity Ratio 1.10
Debt / EBITDA 5.07
Debt / FCF 5.90
OCF / Debt 0.17
Interest Coverage 0.78
Altman Z-Score -0.21
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 64.7%
Operating Profit Margin 24.4%
EBITDA Margin 32.8%
Net Profit Margin 19.0%
FCF Margin 28.1%
Adj. FCF Margin 28.1%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 1.2%
Return on Equity 12.7%
Return on Invested Capital 5.0%
Return on Capital Employed 7.2%
Return on Tangible Assets 1.2%
Historical Growth (CAGR)
Revenue CAGR 3Y 4.8%
Revenue CAGR 5Y 13.0%
Revenue CAGR 10Y 7.0%
EPS CAGR 3Y 15.2%
EPS CAGR 5Y 0.6%
EPS CAGR 10Y 4.7%
FCF CAGR 3Y -5.2%
FCF CAGR 5Y 7.2%
FCF CAGR 10Y 4.4%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 20
EPS Growth Next 3Y 2.5%
Revenue Growth Next 3Y 7.1%
Earnings Date Jan 19, 2027
EPS Estimate (next Q) $1.42
EPS Growth Est (next Q) 12.7%
Revenue Est (next Q) $8.08B
Revenue Growth Est (next Q) 9.8%
Fair Value Estimates
Graham Number $70.39
Graham Upside 18.4%
Lynch Fair Value $25.65
Lynch Upside -56.9%
Price Target $69.53
Price Target Upside 17.0%
Cash Flow
Operating Cash Flow $12.38B
Free Cash Flow $12.38B
Adj. Free Cash Flow $12.38B
FCF Per Share $5.77
OCF Per Share $5.77
OCF/S Ratio 20.5%
Income Statement
Revenue $43.99B
Gross Profit $28.46B
Operating Income $10.74B
EBITDA $14.42B
Net Income $8.38B
EPS (Diluted) $5.13
Revenue / Employee $628.4K
Profit / Employee $119.64K
Employees 70,000
Dividends
Annual Dividend $2.10
Dividend Yield 3.53%
Payout Ratio 40.9%
FCF Payout Ratio 28.7%
Adj. FCF Payout Ratio 28.7%
Dividend Growth (YoY) 4.0%
Pay Frequency Quarterly
Ex-Dividend Date Sep 30, 2026
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