Wintrust Financial Corporation
WTFC | NASDAQ
$152.38
-$1.75 (-1.14%)
At close: Oct 30, 2026, 4:00 PM ET
$154.52
+$2.14 (+1.40%)
Pre-market:
Nov 2, 2026, 4:04 AM ET
Market Data
Market Cap $10.28B
Enterprise Value $-310.6M
Beta 0.89
Average Volume 570.44K
Shares Outstanding (Diluted) 68.38M
Shares Change YoY 1.08%
Institutional Ownership 97.47%
Exchange NASDAQ
ISIN US97650W1080
Price Performance
Price Change 1M 7.5%
Price Change 3M -4.5%
Price Change 6M 1.9%
Price Change YTD 9.0%
Price Change 1Y 17.2%
Price Change 3Y 104.0%
Price Change 5Y 72.2%
1M CAGR (ann.) 3.3%
1Y CAGR (ann.) 21.3%
5Y CAGR (ann.) 12.4%
All-Time CAGR 12.6%
Valuation
PE Ratio 11.55
Forward PE 10.64
PEG Ratio 0.58
Forward PEG 0.61
PS Ratio 2.34
Forward PS 3.20
PB Ratio 1.41
P/FCF Ratio 6.43
P/Adj. FCF Ratio 6.62
P/OCF Ratio 6.26
EV/Sales -0.07
EV/EBIT -0.25
EV/EBITDA -0.23
EV/FCF -0.19
Earnings Yield 8.7%
FCF Yield 15.5%
Adj. FCF Yield 15.1%
Financial Health
Net Cash $10.59B
Total Debt $4.36B
Cash & Short-Term Investments $14.95B
Total Assets $75.97B
Current Ratio 0.26
Quick Ratio 0.26
Debt / Equity Ratio 0.60
Debt / EBITDA 3.24
Debt / FCF 2.73
OCF / Debt 0.38
Interest Coverage 0.86
Altman Z-Score -0.48
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 64.2%
Operating Profit Margin 28.6%
EBITDA Margin 30.7%
Net Profit Margin 21.0%
FCF Margin 36.4%
Adj. FCF Margin 35.4%
SBC / Revenue 1.0%
SBC Impact (per share) -2.8%
Returns
Return on Assets 1.2%
Return on Equity 12.5%
Return on Invested Capital 6.9%
Return on Capital Employed 12.9%
Return on Tangible Assets 1.2%
Historical Growth (CAGR)
Revenue CAGR 3Y 12.2%
Revenue CAGR 5Y 18.7%
Revenue CAGR 10Y 15.1%
EPS CAGR 3Y 9.9%
EPS CAGR 5Y 11.5%
EPS CAGR 10Y 14.7%
FCF CAGR 3Y 20.2%
FCF CAGR 5Y 28.1%
FCF CAGR 10Y 18.3%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 9
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 19, 2027
EPS Estimate (next Q) $3.41
EPS Growth Est (next Q) 8.3%
Revenue Est (next Q) $770.63M
Revenue Growth Est (next Q) 7.9%
Fair Value Estimates
Graham Number $179.07
Graham Upside 17.5%
Lynch Fair Value $152.21
Lynch Upside -0.1%
Price Target $176.67
Price Target Upside 15.9%
Cash Flow
Operating Cash Flow $1.64B
Free Cash Flow $1.6B
Adj. Free Cash Flow $1.55B
FCF Per Share $23.68
OCF Per Share $24.36
OCF/S Ratio 37.4%
Income Statement
Revenue $4.39B
Gross Profit $2.82B
Operating Income $1.26B
EBITDA $1.35B
Net Income $923.16M
EPS (Diluted) $13.19
Revenue / Employee $743.86K
Profit / Employee $156.41K
Employees 5,902
Dividends
Annual Dividend $2.15
Dividend Yield 1.41%
Payout Ratio 16.3%
FCF Payout Ratio 11.2%
Adj. FCF Payout Ratio 11.6%
Dividend Growth (YoY) 10.3%
Pay Frequency Quarterly
Ex-Dividend Date Nov 5, 2026
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