Wintrust Financial Corporation
WTFCN | NASDAQ
$25.76
+$0.19 (+0.74%)
Nov 2, 2026, 10:15 AM ET · Market open
Market Data
Market Cap $1.74B
Enterprise Value $-8.86B
Beta 0.30
Average Volume 35.42K
Shares Outstanding (Diluted) 68.38M
Shares Change YoY N/A
Institutional Ownership N/A
Exchange NASDAQ
ISIN US97650W7020
Price Performance
Price Change 1M 1.0%
Price Change 3M -1.8%
Price Change 6M -2.3%
Price Change YTD -0.5%
Price Change 1Y -1.8%
Price Change 3Y N/A
Price Change 5Y N/A
1M CAGR (ann.) 0.0%
1Y CAGR (ann.) 5.0%
5Y CAGR (ann.) N/A
All-Time CAGR 8.6%
Valuation
PE Ratio 2.63
Forward PE 1.80
PEG Ratio 0.03
Forward PEG 0.14
PS Ratio 0.57
Forward PS 0.50
PB Ratio 0.24
P/FCF Ratio 1.86
P/Adj. FCF Ratio 1.88
P/OCF Ratio 1.86
EV/Sales -2.93
EV/EBIT -27.16
EV/EBITDA -24.50
EV/FCF -9.56
Earnings Yield 38.1%
FCF Yield 53.8%
Adj. FCF Yield 53.1%
Financial Health
Net Cash $10.59B
Total Debt $4.36B
Cash & Short-Term Investments $14.95B
Total Assets $75.97B
Current Ratio 0.26
Quick Ratio 0.26
Debt / Equity Ratio 0.60
Debt / EBITDA 12.05
Debt / FCF 4.70
OCF / Debt 0.21
Interest Coverage 0.84
Altman Z-Score -0.61
Piotroski F-Score 3
Margins & Profitability
Gross Profit Margin 64.0%
Operating Profit Margin 12.0%
EBITDA Margin 61.8%
Net Profit Margin 21.0%
FCF Margin 30.7%
Adj. FCF Margin 30.3%
SBC / Revenue 0.3%
SBC Impact (per share) -1.2%
Returns
Return on Assets 0.9%
Return on Equity 9.4%
Return on Invested Capital 5.1%
Return on Capital Employed 9.6%
Return on Tangible Assets 0.9%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 20, 2027
EPS Estimate (next Q) $3.44
EPS Growth Est (next Q) 9.2%
Revenue Est (next Q) $770.63M
Revenue Growth Est (next Q) 7.9%
Fair Value Estimates
Graham Number $153.88
Graham Upside 501.8%
Lynch Fair Value N/A
Lynch Upside N/A
Price Target $0.00
Price Target Upside N/A
Cash Flow
Operating Cash Flow $927.18M
Free Cash Flow $927.18M
Adj. Free Cash Flow $915.86M
FCF Per Share $13.74
OCF Per Share $13.74
OCF/S Ratio 28.2%
Income Statement
Revenue $3.02B
Gross Profit $732M
Operating Income $361.85M
EBITDA $361.85M
Net Income $689.47M
EPS (Diluted) $9.74
Revenue / Employee $512.2K
Profit / Employee $116.82K
Employees 5,902
Dividends
Annual Dividend $1.97
Dividend Yield 7.70%
Payout Ratio 20.2%
FCF Payout Ratio 4.9%
Adj. FCF Payout Ratio 5.0%
Dividend Growth (YoY) 151.7%
Pay Frequency Quarterly
Ex-Dividend Date Dec 31, 2026
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