Zions Bancorporation National Association

ZIONP | NASDAQ

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$17.07

-$0.08 (-0.47%)

At close: Oct 30, 2026, 4:00 PM ET

$17.05

-$0.02 (-0.12%)

After-hours: Oct 30, 2026, 4:00 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $9.64B

Enterprise Value $-9.92B

Beta 0.79

Average Volume 5.11K

Shares Outstanding (Diluted) 145.09M

Shares Change YoY -1.38%

Institutional Ownership N/A

Exchange NASDAQ

ISIN US98973A1043

Price Performance

Price Change 1M -2.5%

Price Change 3M -7.0%

Price Change 6M -10.7%

Price Change YTD -14.0%

Price Change 1Y -20.7%

Price Change 3Y -3.6%

Price Change 5Y -32.1%

1M CAGR (ann.) -5.2%

1Y CAGR (ann.) -17.1%

5Y CAGR (ann.) -1.6%

All-Time CAGR 1.1%

Valuation

PE Ratio 2.09

Forward PE 9.34

PEG Ratio 0.17

Forward PEG 0.20

PS Ratio 1.87

Forward PS 2.60

PB Ratio 1.25

P/FCF Ratio 4.71

P/Adj. FCF Ratio 4.78

P/OCF Ratio 1.41

EV/Sales -1.92

EV/EBIT -6.39

EV/EBITDA -6.05

EV/FCF -4.84

Earnings Yield 47.8%

FCF Yield 21.3%

Adj. FCF Yield 20.9%

Financial Health

Net Cash $19.56B

Total Debt $3.26B

Cash & Short-Term Investments $22.82B

Total Assets $90.92B

Current Ratio 0.29

Quick Ratio 0.29

Debt / Equity Ratio 0.42

Debt / EBITDA 1.99

Debt / FCF 1.59

OCF / Debt 0.67

Interest Coverage 1.11

Altman Z-Score -0.43

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 73.0%

Operating Profit Margin 30.1%

EBITDA Margin 31.8%

Net Profit Margin 23.5%

FCF Margin 39.7%

Adj. FCF Margin 39.1%

SBC / Revenue 0.5%

SBC Impact (per share) -1.5%

Returns

Return on Assets 1.3%

Return on Equity 16.3%

Return on Invested Capital 9.3%

Return on Capital Employed 12.8%

Return on Tangible Assets 1.4%

Historical Growth (CAGR)

Revenue CAGR 3Y 5.2%

Revenue CAGR 5Y 11.8%

Revenue CAGR 10Y 7.8%

EPS CAGR 3Y 14.6%

EPS CAGR 5Y 2.9%

EPS CAGR 10Y 16.2%

FCF CAGR 3Y 15.1%

FCF CAGR 5Y 36.6%

FCF CAGR 10Y 18.3%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Jan 26, 2027

EPS Estimate (next Q) $1.72

EPS Growth Est (next Q) -2.3%

Revenue Est (next Q) $902.58M

Revenue Growth Est (next Q) 1.3%

Fair Value Estimates

Graham Number $98.64

Graham Upside 477.9%

Lynch Fair Value $40.80

Lynch Upside 139.0%

Price Target $0.00

Price Target Upside N/A

Cash Flow

Operating Cash Flow $2.19B

Free Cash Flow $2.05B

Adj. Free Cash Flow $2.02B

FCF Per Share $11.28

OCF Per Share $12.11

OCF/S Ratio 34.1%

Income Statement

Revenue $5.16B

Gross Profit $3.77B

Operating Income $1.55B

EBITDA $1.64B

Net Income $1.21B

EPS (Diluted) $8.16

Revenue / Employee $560.74K

Profit / Employee $131.81K

Employees 9,195

Dividends

Annual Dividend $1.15

Dividend Yield 6.74%

Payout Ratio 14.2%

FCF Payout Ratio 16.6%

Adj. FCF Payout Ratio 16.9%

Dividend Growth (YoY) -13.2%

Pay Frequency Quarterly

Ex-Dividend Date Sep 1, 2026