American Express
AXP | NYSE
$319.11
-$4.60 (-1.42%)
At close: Oct 30, 2026, 4:00 PM ET
$321.80
+$2.69 (+0.84%)
Pre-market:
Nov 2, 2026, 4:38 AM ET
Market Data
Market Cap $213.98B
Enterprise Value $225.61B
Beta 1.09
Average Volume 2.98M
Shares Outstanding (Diluted) 674M
Shares Change YoY -2.74%
Institutional Ownership 84.70%
Exchange NYSE
ISIN US0258161092
Price Performance
Price Change 1M 4.9%
Price Change 3M -5.1%
Price Change 6M -0.2%
Price Change YTD -13.7%
Price Change 1Y -11.5%
Price Change 3Y 118.5%
Price Change 5Y 83.6%
1M CAGR (ann.) 2.7%
1Y CAGR (ann.) -9.9%
5Y CAGR (ann.) 12.7%
All-Time CAGR 18.8%
Valuation
PE Ratio 17.92
Forward PE 15.21
PEG Ratio 0.91
Forward PEG 0.97
PS Ratio 2.50
Forward PS 2.50
PB Ratio 5.98
P/FCF Ratio 14.55
P/Adj. FCF Ratio 15.32
P/OCF Ratio 12.18
EV/Sales 2.64
EV/EBIT 8.86
EV/EBITDA 8.39
EV/FCF 15.34
Earnings Yield 5.6%
FCF Yield 6.9%
Adj. FCF Yield 6.5%
Financial Health
Net Debt $11.63B
Total Debt $59.95B
Cash & Short-Term Investments $48.32B
Total Assets $310.28B
Current Ratio 191.09
Quick Ratio 191.09
Debt / Equity Ratio 1.67
Debt / EBITDA 2.23
Debt / FCF 4.08
OCF / Debt 0.27
Interest Coverage 2.98
Altman Z-Score 2.18
Piotroski F-Score 9
Margins & Profitability
Gross Profit Margin 85.2%
Operating Profit Margin 27.6%
EBITDA Margin 31.5%
Net Profit Margin 14.3%
FCF Margin 17.2%
Adj. FCF Margin 16.3%
SBC / Revenue 0.7%
SBC Impact (per share) -5.0%
Returns
Return on Assets 4.0%
Return on Equity 35.6%
Return on Invested Capital 6.0%
Return on Capital Employed 7.6%
Return on Tangible Assets 4.0%
Historical Growth (CAGR)
Revenue CAGR 3Y 9.7%
Revenue CAGR 5Y 15.4%
Revenue CAGR 10Y 9.2%
EPS CAGR 3Y 18.7%
EPS CAGR 5Y 13.2%
EPS CAGR 10Y 12.2%
FCF CAGR 3Y -7.5%
FCF CAGR 5Y 4.8%
FCF CAGR 10Y 8.8%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 15
EPS Growth Next 3Y 15.6%
Revenue Growth Next 3Y 6.7%
Earnings Date Jan 29, 2027
EPS Estimate (next Q) $4.30
EPS Growth Est (next Q) 21.8%
Revenue Est (next Q) $20.81B
Revenue Growth Est (next Q) 9.6%
Fair Value Estimates
Graham Number $146.00
Graham Upside -54.3%
Lynch Fair Value $235.63
Lynch Upside -26.2%
Price Target $357.64
Price Target Upside 12.1%
Cash Flow
Operating Cash Flow $16.2B
Free Cash Flow $14.71B
Adj. Free Cash Flow $13.97B
FCF Per Share $20.67
OCF Per Share $26.19
OCF/S Ratio 20.6%
Income Statement
Revenue $85.5B
Gross Profit $72.85B
Operating Income $23.56B
EBITDA $26.89B
Net Income $12.26B
EPS (Diluted) $17.81
Revenue / Employee $1.11M
Profit / Employee $159.57K
Employees 76,800
Dividends
Annual Dividend $3.67
Dividend Yield 1.15%
Payout Ratio 20.6%
FCF Payout Ratio 17.5%
Adj. FCF Payout Ratio 18.4%
Dividend Growth (YoY) 16.1%
Pay Frequency Quarterly
Ex-Dividend Date Oct 9, 2026
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