Baldwin Insurance Group Inc.
BWIN | NASDAQ
$31.93
+$0.10 (+0.31%)
At close: Oct 30, 2026, 4:00 PM ET
$32.92
+$0.99 (+3.09%)
Pre-market:
Nov 2, 2026, 5:36 AM ET
Market Data
Market Cap $2.59B
Enterprise Value $5.09B
Beta 1.00
Average Volume 2.27M
Shares Outstanding (Diluted) 69.05M
Shares Change YoY 1.53%
Institutional Ownership N/A
Exchange NASDAQ
ISIN US05589G1022
Price Performance
Price Change 1M 0.4%
Price Change 3M 15.1%
Price Change 6M 44.9%
Price Change YTD 32.9%
Price Change 1Y 44.5%
Price Change 3Y N/A
Price Change 5Y N/A
1M CAGR (ann.) 0.0%
1Y CAGR (ann.) 41.5%
5Y CAGR (ann.) N/A
All-Time CAGR 2.5%
Valuation
PE Ratio -27.29
Forward PE 15.21
PEG Ratio 0.29
Forward PEG -1.28
PS Ratio 1.49
Forward PS 1.20
PB Ratio 2.93
P/FCF Ratio 59.22
P/Adj. FCF Ratio -83.03
P/OCF Ratio 24.37
EV/Sales 2.93
EV/EBIT -40.13
EV/EBITDA 82.44
EV/FCF 116.47
Earnings Yield -3.7%
FCF Yield 1.7%
Adj. FCF Yield -1.2%
Financial Health
Net Debt $2.41B
Total Debt $2.69B
Cash & Short-Term Investments $184.5M
Total Assets $6.17B
Current Ratio 1.07
Quick Ratio 1.07
Debt / Equity Ratio 3.04
Debt / EBITDA 43.52
Debt / FCF 61.47
OCF / Debt 0.03
Interest Coverage -0.64
Altman Z-Score 0.48
Piotroski F-Score 3
Margins & Profitability
Gross Profit Margin 9.6%
Operating Profit Margin -5.3%
EBITDA Margin 3.5%
Net Profit Margin -4.7%
FCF Margin 2.5%
Adj. FCF Margin -1.8%
SBC / Revenue 4.3%
SBC Impact (per share) -171.3%
Returns
Return on Assets -1.3%
Return on Equity -10.6%
Return on Invested Capital -1.0%
Return on Capital Employed -2.1%
Return on Tangible Assets -3.9%
Historical Growth (CAGR)
Revenue CAGR 3Y 15.6%
Revenue CAGR 5Y 45.4%
Revenue CAGR 10Y N/A
EPS CAGR 3Y -24.6%
EPS CAGR 5Y 8.4%
EPS CAGR 10Y N/A
FCF CAGR 3Y 41.1%
FCF CAGR 5Y -236.4%
FCF CAGR 10Y N/A
Analyst Forecasts
Analyst Rating Hold
Analyst Count 9
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 3, 2026
EPS Estimate (next Q) $0.43
EPS Growth Est (next Q) 39.4%
Revenue Est (next Q) $492.65M
Revenue Growth Est (next Q) 34.8%
Fair Value Estimates
Graham Number N/A
Graham Upside N/A
Lynch Fair Value N/A
Lynch Upside N/A
Price Target $31.00
Price Target Upside -2.9%
Cash Flow
Operating Cash Flow $90.77M
Free Cash Flow $43.71M
Adj. Free Cash Flow $-31.17M
FCF Per Share $0.63
OCF Per Share $1.31
OCF/S Ratio 5.2%
Income Statement
Revenue $1.74B
Gross Profit $166.43M
Operating Income $-92.66M
EBITDA $61.75M
Net Income $-81.24M
EPS (Diluted) -$1.17
Revenue / Employee $347.57K
Profit / Employee $-16.25K
Employees 5,000
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