Citigroup Inc.
C | NYSE
$123.60
+$1.63 (+1.34%)
Nov 2, 2026, 9:51 AM ET · Market open
Market Data
Market Cap $207.33B
Enterprise Value $-439.49B
Beta 1.11
Average Volume 10.37M
Shares Outstanding (Diluted) 1.84B
Shares Change YoY -1.14%
Institutional Ownership 77.71%
Exchange NYSE
ISIN US1729674242
Price Performance
Price Change 1M -3.8%
Price Change 3M -7.5%
Price Change 6M -1.6%
Price Change YTD 5.9%
Price Change 1Y 21.6%
Price Change 3Y 192.5%
Price Change 5Y 79.1%
1M CAGR (ann.) -6.9%
1Y CAGR (ann.) 26.4%
5Y CAGR (ann.) 15.3%
All-Time CAGR 12.9%
Valuation
PE Ratio 11.96
Forward PE 8.40
PEG Ratio 0.26
Forward PEG 0.23
PS Ratio 1.33
Forward PS 2.10
PB Ratio 0.98
P/FCF Ratio -8.39
P/Adj. FCF Ratio -8.39
P/OCF Ratio -10.56
EV/Sales -2.85
EV/EBIT -16.48
EV/EBITDA -14.64
EV/FCF 17.93
Earnings Yield 8.4%
FCF Yield -11.9%
Adj. FCF Yield -11.9%
Financial Health
Net Cash $645.21B
Total Debt $817.48B
Cash & Short-Term Investments $1.46T
Total Assets $2.94T
Current Ratio 0.86
Quick Ratio 0.86
Debt / Equity Ratio 3.90
Debt / EBITDA 27.22
Debt / FCF -33.35
OCF / Debt -0.02
Interest Coverage 0.32
Altman Z-Score 0.10
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 47.1%
Operating Profit Margin 17.3%
EBITDA Margin 29.4%
Net Profit Margin 11.0%
FCF Margin -15.9%
Adj. FCF Margin -15.9%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 0.7%
Return on Equity 9.2%
Return on Invested Capital 1.8%
Return on Capital Employed 4.2%
Return on Tangible Assets 0.7%
Historical Growth (CAGR)
Revenue CAGR 3Y 1.9%
Revenue CAGR 5Y 14.0%
Revenue CAGR 10Y 6.3%
EPS CAGR 3Y 17.6%
EPS CAGR 5Y -0.8%
EPS CAGR 10Y 8.3%
FCF CAGR 3Y -1.2%
FCF CAGR 5Y -54.9%
FCF CAGR 10Y -62.0%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 16
EPS Growth Next 3Y 15.5%
Revenue Growth Next 3Y -11.1%
Earnings Date Jan 14, 2027
EPS Estimate (next Q) $2.27
EPS Growth Est (next Q) 90.8%
Revenue Est (next Q) $22.86B
Revenue Growth Est (next Q) 15.1%
Fair Value Estimates
Graham Number $170.95
Graham Upside 39.4%
Lynch Fair Value $51.25
Lynch Upside -58.2%
Price Target $151.50
Price Target Upside 23.5%
Cash Flow
Operating Cash Flow $-18.3B
Free Cash Flow $-24.51B
Adj. Free Cash Flow $-24.51B
FCF Per Share -$14.36
OCF Per Share -$11.61
OCF/S Ratio -11.0%
Income Statement
Revenue $154.2B
Gross Profit $82.82B
Operating Income $26.66B
EBITDA $30.03B
Net Income $19.33B
EPS (Diluted) $10.25
Revenue / Employee $710.62K
Profit / Employee $89.09K
Employees 217,000
Dividends
Annual Dividend $2.54
Dividend Yield 2.07%
Payout Ratio 24.8%
FCF Payout Ratio -22.2%
Adj. FCF Payout Ratio -22.2%
Dividend Growth (YoY) 9.5%
Pay Frequency Quarterly
Ex-Dividend Date Nov 2, 2026
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