Erie Indemnity
ERIE | NASDAQ
$261.39
+$10.60 (+4.23%)
At close: Oct 30, 2026, 4:00 PM ET
$261.36
-$0.03 (-0.01%)
Pre-market:
Nov 2, 2026, 7:56 AM ET
Market Data
Market Cap $12.07B
Enterprise Value $11.65B
Beta 0.33
Average Volume 255.24K
Shares Outstanding (Diluted) 52.3M
Shares Change YoY -0.73%
Institutional Ownership 47.10%
Exchange NASDAQ
ISIN US29530P1021
Price Performance
Price Change 1M 19.3%
Price Change 3M 8.0%
Price Change 6M 21.6%
Price Change YTD -8.8%
Price Change 1Y -10.7%
Price Change 3Y -5.4%
Price Change 5Y 27.0%
1M CAGR (ann.) 10.1%
1Y CAGR (ann.) -11.4%
5Y CAGR (ann.) 7.2%
All-Time CAGR 12.2%
Valuation
PE Ratio 23.78
Forward PE 17.19
PEG Ratio -1.91
Forward PEG 1.45
PS Ratio 2.93
Forward PS 2.90
PB Ratio 4.73
P/FCF Ratio 21.79
P/Adj. FCF Ratio 17.36
P/OCF Ratio 17.45
EV/Sales 2.83
EV/EBIT 15.88
EV/EBITDA 15.08
EV/FCF 21.03
Earnings Yield 4.2%
FCF Yield 4.6%
Adj. FCF Yield 5.8%
Financial Health
Net Cash $423.6M
Total Debt $0
Cash & Short-Term Investments $423.6M
Total Assets $3.66B
Current Ratio 1.31
Quick Ratio 1.31
Debt / Equity Ratio 0.00
Debt / EBITDA 0.00
Debt / FCF 0.00
OCF / Debt N/A
Interest Coverage 0.00
Altman Z-Score 9.86
Piotroski F-Score 4
Margins & Profitability
Gross Profit Margin 16.9%
Operating Profit Margin 17.8%
EBITDA Margin 18.7%
Net Profit Margin 14.0%
FCF Margin 13.4%
Adj. FCF Margin 16.9%
SBC / Revenue -3.4%
SBC Impact (per share) -25.6%
Returns
Return on Assets 15.7%
Return on Equity 23.9%
Return on Invested Capital 21.7%
Return on Capital Employed 27.7%
Return on Tangible Assets 15.7%
Historical Growth (CAGR)
Revenue CAGR 3Y 9.4%
Revenue CAGR 5Y 9.6%
Revenue CAGR 10Y 8.9%
EPS CAGR 3Y 12.8%
EPS CAGR 5Y 13.5%
EPS CAGR 10Y 11.5%
FCF CAGR 3Y 26.7%
FCF CAGR 5Y 10.9%
FCF CAGR 10Y 10.9%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Feb 22, 2027
EPS Estimate (next Q) $2.95
EPS Growth Est (next Q) -993.9%
Revenue Est (next Q) $958.98M
Revenue Growth Est (next Q) 0.8%
Fair Value Estimates
Graham Number $116.91
Graham Upside -55.3%
Lynch Fair Value $148.15
Lynch Upside -43.3%
Price Target $0.00
Price Target Upside N/A
Cash Flow
Operating Cash Flow $691.78M
Free Cash Flow $554.04M
Adj. Free Cash Flow $695.62M
FCF Per Share $12.00
OCF Per Share $14.98
OCF/S Ratio 16.8%
Income Statement
Revenue $4.12B
Gross Profit $697.15M
Operating Income $735.27M
EBITDA $772.66M
Net Income $576.14M
EPS (Diluted) $10.99
Revenue / Employee $618.41K
Profit / Employee $86.42K
Employees 6,667
Dividends
Annual Dividend $5.85
Dividend Yield 2.24%
Payout Ratio 53.2%
FCF Payout Ratio 48.4%
Adj. FCF Payout Ratio 38.5%
Dividend Growth (YoY) 7.1%
Pay Frequency Quarterly
Ex-Dividend Date Oct 5, 2026
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