Fair Isaac Corporation
FICO | NYSE
$720.30
+$9.07 (+1.28%)
Nov 2, 2026, 10:32 AM ET · Market open
Market Data
Market Cap $15.56B
Enterprise Value $20.71B
Beta 1.34
Average Volume 609.15K
Shares Outstanding (Diluted) 22.7M
Shares Change YoY -7.62%
Institutional Ownership 92.08%
Exchange NYSE
ISIN US3032501047
Price Performance
Price Change 1M 8.9%
Price Change 3M -31.1%
Price Change 6M -32.0%
Price Change YTD -57.4%
Price Change 1Y -56.4%
Price Change 3Y -22.6%
Price Change 5Y 87.6%
1M CAGR (ann.) -25.1%
1Y CAGR (ann.) -54.6%
5Y CAGR (ann.) 11.6%
All-Time CAGR 19.9%
Valuation
PE Ratio 20.54
Forward PE 13.39
PEG Ratio 0.60
Forward PEG 2.14
PS Ratio 6.42
Forward PS 5.70
PB Ratio -3.75
P/FCF Ratio 15.42
P/Adj. FCF Ratio 18.69
P/OCF Ratio 16.10
EV/Sales 8.65
EV/EBIT 16.55
EV/EBITDA 16.34
EV/FCF 20.79
Earnings Yield 4.9%
FCF Yield 6.5%
Adj. FCF Yield 5.3%
Financial Health
Net Debt $5.33B
Total Debt $5.6B
Cash & Short-Term Investments $248.44M
Total Assets $2.04B
Current Ratio 1.18
Quick Ratio 1.18
Debt / Equity Ratio -1.37
Debt / EBITDA 4.42
Debt / FCF 5.62
OCF / Debt 0.18
Interest Coverage 6.63
Altman Z-Score 8.37
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 85.1%
Operating Profit Margin 51.6%
EBITDA Margin 53.0%
Net Profit Margin 34.0%
FCF Margin 41.6%
Adj. FCF Margin 34.3%
SBC / Revenue 7.3%
SBC Impact (per share) -17.5%
Returns
Return on Assets 40.0%
Return on Equity -33.4%
Return on Invested Capital 59.4%
Return on Capital Employed 95.7%
Return on Tangible Assets 65.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 17.6%
Revenue CAGR 5Y 12.0%
Revenue CAGR 10Y 10.6%
EPS CAGR 3Y 28.1%
EPS CAGR 5Y 22.8%
EPS CAGR 10Y 26.1%
FCF CAGR 3Y 30.7%
FCF CAGR 5Y 16.6%
FCF CAGR 10Y 17.1%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 14
EPS Growth Next 3Y 13.3%
Revenue Growth Next 3Y 8.7%
Earnings Date Nov 4, 2026
EPS Estimate (next Q) $10.75
EPS Growth Est (next Q) 38.9%
Revenue Est (next Q) $653.73M
Revenue Growth Est (next Q) 26.8%
Fair Value Estimates
Graham Number N/A
Graham Upside N/A
Lynch Fair Value $789.68
Lynch Upside 11.0%
Price Target $1,025.46
Price Target Upside 44.2%
Cash Flow
Operating Cash Flow $1B
Free Cash Flow $996.02M
Adj. Free Cash Flow $821.73M
FCF Per Share $43.94
OCF Per Share $44.18
OCF/S Ratio 41.8%
Income Statement
Revenue $2.39B
Gross Profit $2.04B
Operating Income $1.24B
EBITDA $1.27B
Net Income $815.02M
EPS (Diluted) $34.62
Revenue / Employee $617.54K
Profit / Employee $210.27K
Employees 3,876
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