Grupo Financiero Galicia S.A.
GGAL | NASDAQ
$31.67
-$0.63 (-1.95%)
Nov 2, 2026, 12:30 PM ET · Market open
Market Data
Market Cap $5.37B
Enterprise Value $4.89T
Beta 0.37
Average Volume 924.39K
Shares Outstanding (Diluted) 160.65M
Shares Change YoY 0.01%
Institutional Ownership 19.56%
Exchange NASDAQ
ISIN US3999091008
Price Performance
Price Change 1M -11.8%
Price Change 3M -37.3%
Price Change 6M -21.6%
Price Change YTD -41.3%
Price Change 1Y -47.9%
Price Change 3Y 154.6%
Price Change 5Y 169.5%
1M CAGR (ann.) -22.6%
1Y CAGR (ann.) -39.4%
5Y CAGR (ann.) 29.4%
All-Time CAGR 3.3%
Valuation
PE Ratio 33.23
Forward PE 4.37
PEG Ratio -0.58
Forward PEG 0.18
PS Ratio 0.54
Forward PS 0.60
PB Ratio 0.88
P/FCF Ratio 1.61
P/Adj. FCF Ratio 1.61
P/OCF Ratio 211.14
EV/Sales 0.34
EV/EBIT 16.95
EV/EBITDA 9.16
EV/FCF 1.03
Earnings Yield 2.7%
FCF Yield 56.5%
Adj. FCF Yield 56.5%
Financial Health
Net Debt ARS3.85T
Total Debt ARS3.01T
Cash & Short-Term Investments ARS6.24T
Total Assets ARS50.36T
Current Ratio 2.02
Quick Ratio 2.02
Debt / Equity Ratio 0.46
Debt / EBITDA 5.64
Debt / FCF 0.63
OCF / Debt 1.68
Interest Coverage 0.11
Altman Z-Score 0.51
Piotroski F-Score 3
Margins & Profitability
Gross Profit Margin 41.0%
Operating Profit Margin 1.5%
EBITDA Margin 2.8%
Net Profit Margin 1.4%
FCF Margin 33.3%
Adj. FCF Margin 33.3%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 0.3%
Return on Equity 2.1%
Return on Invested Capital 0.3%
Return on Capital Employed 0.5%
Return on Tangible Assets 0.3%
Historical Growth (CAGR)
Revenue CAGR 3Y 64.8%
Revenue CAGR 5Y 104.8%
Revenue CAGR 10Y 78.6%
EPS CAGR 3Y -13.7%
EPS CAGR 5Y 53.5%
EPS CAGR 10Y 42.4%
FCF CAGR 3Y 346.6%
FCF CAGR 5Y 138.0%
FCF CAGR 10Y 72.0%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 3
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y 16.0%
Earnings Date Nov 24, 2026
EPS Estimate (next Q) $0.00
EPS Growth Est (next Q) 1625.0%
Revenue Est (next Q) $1.15M
Revenue Growth Est (next Q) 27.6%
Fair Value Estimates
Graham Number $28.18
Graham Upside -12.8%
Lynch Fair Value $24.30
Lynch Upside -24.8%
Price Target $45.00
Price Target Upside 39.3%
Cash Flow
Operating Cash Flow ARS5.07T
Free Cash Flow ARS4.75T
Adj. Free Cash Flow ARS4.75T
FCF Per Share -$1,412.06
OCF Per Share $213.56
OCF/S Ratio 0.3%
Income Statement
Revenue ARS14.26T
Gross Profit ARS6.17T
Operating Income ARS216B
EBITDA ARS533.95B
Net Income ARS173.31B
EPS (Diluted) $1,356.90
Revenue / Employee $1.42B
Profit / Employee $17.28M
Employees 10,032
Dividends
Annual Dividend $1.65
Dividend Yield 5.11%
Payout Ratio 0.1%
FCF Payout Ratio 12.1%
Adj. FCF Payout Ratio 12.1%
Dividend Growth (YoY) -54.9%
Pay Frequency Monthly
Ex-Dividend Date Sep 28, 2026
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