Horace Mann Educators Corporation

HMN | NYSE

$47.36

+$0.64 (+1.37%)

Nov 2, 2026, 12:07 PM ET · Market open

Fiscal Year Period Ending	FY 2025 Dec 31, 2025	FY 2024 Dec 31, 2024	FY 2023 Dec 31, 2023	FY 2022 Dec 31, 2022	FY 2021 Dec 31, 2021	FY 2020 Dec 31, 2020
PE Ratio	11.75	15.76	30	77.85	11.22	13.06
PEG Ratio	0.20	0.12	0.24	-0.90	1.57	-0.47
PS Ratio	1.18	1.05	0.94	1.16	1.28	1.35
PB Ratio	1.29	1.26	1.15	1.42	0.89	0.97
P/FCF Ratio	3.47	3.58	4.47	9.06	7.82	6.70
P/OCF Ratio	3.47	3.58	4.47	9.06	7.82	6.70
OCF/S Ratio	34.05	29.16	21.08	12.79	16.39	20.15
Debt / Equity Ratio	0.40	0.42	0.46	0.45	0.28	0.24
Quick Ratio	n/a	n/a	n/a	n/a	27	n/a
Current Ratio	n/a	n/a	n/a	n/a	27	n/a
Asset Turnover	0.11	0.11	0.10	0.10	0.09	0.10
Interest Coverage	5.53	3.72	1.79	0.85	15.12	10.50
Return on Equity	10.93%	7.98%	3.83%	1.80%	9.43%	7.45%
Return on Assets	1.06%	0.71%	0.32%	0.15%	1.18%	0.99%
Return on Invested Capital	1.06%	0.71%	n/a	6.63%	0.81%	98.74%
Dividend Yield	2.97%	3.43%	3.99%	3.38%	3.21%	2.85%
Payout Ratio	35.23%	53.99%	119.78%	265.66%	30.16%	37.22%
FCF Payout Ratio	10.52%	12.55%	18.42%	32.35%	26.16%	19.60%
Gross Profit Margin	35.20%	30.86%	24.90%	24.79%	32.71%	32.27%
Net Profit Margin	9.98%	6.63%	3.14%	1.48%	13.63%	10.34%
Pretax Profit Margin	12.38%	8.29%	3.72%	1.23%	16.80%	12.38%
Operating Profit Margin	12.38%	8.29%	3.72%	1.23%	16.80%	12.38%
FCF Margin	34.05%	29.16%	21.08%	12.79%	16.39%	20.15%
EBITDA Margin	16.29%	12.23%	7.62%	4.73%	19.39%	15.37%