Humana Inc.

HUM | NYSE

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$414.50

-$2.18 (-0.52%)

At close: Oct 30, 2026, 4:00 PM ET

$415.00

+$0.50 (+0.12%)

Pre-market: Nov 2, 2026, 7:11 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $49.77B

Enterprise Value $40.15B

Beta 0.74

Average Volume 1.32M

Shares Outstanding (Diluted) 120.89M

Shares Change YoY 0.12%

Institutional Ownership 99.55%

Exchange NYSE

ISIN US4448591028

Price Performance

Price Change 1M 8.6%

Price Change 3M 13.9%

Price Change 6M 77.4%

Price Change YTD 61.8%

Price Change 1Y 49.0%

Price Change 3Y -20.9%

Price Change 5Y -10.5%

1M CAGR (ann.) 7.5%

1Y CAGR (ann.) 43.5%

5Y CAGR (ann.) -1.1%

All-Time CAGR 10.4%

Valuation

PE Ratio 39.25

Forward PE 23.81

PEG Ratio -2.10

Forward PEG -0.84

PS Ratio 0.34

Forward PS 0.30

PB Ratio 2.59

P/FCF Ratio -112.35

P/Adj. FCF Ratio -72.14

P/OCF Ratio 339.75

EV/Sales 0.28

EV/EBIT 17.32

EV/EBITDA 13.08

EV/FCF -90.63

Earnings Yield 2.5%

FCF Yield -0.9%

Adj. FCF Yield -1.4%

Financial Health

Net Cash $9.62B

Total Debt $14.25B

Cash & Short-Term Investments $23.87B

Total Assets $57.2B

Current Ratio 1.74

Quick Ratio 1.74

Debt / Equity Ratio 0.74

Debt / EBITDA 4.64

Debt / FCF -32.16

OCF / Debt 0.01

Interest Coverage 2.87

Altman Z-Score 4.58

Piotroski F-Score 6

Margins & Profitability

Gross Profit Margin 13.7%

Operating Profit Margin 1.4%

EBITDA Margin 2.1%

Net Profit Margin 0.9%

FCF Margin -0.3%

Adj. FCF Margin -0.5%

SBC / Revenue 0.2%

SBC Impact (per share) -55.8%

Returns

Return on Assets 2.2%

Return on Equity 6.9%

Return on Invested Capital 4.5%

Return on Capital Employed 5.9%

Return on Tangible Assets 2.7%

Historical Growth (CAGR)

Revenue CAGR 3Y 13.8%

Revenue CAGR 5Y 12.6%

Revenue CAGR 10Y 10.3%

EPS CAGR 3Y -26.7%

EPS CAGR 5Y -11.0%

EPS CAGR 10Y 5.0%

FCF CAGR 3Y 226.2%

FCF CAGR 5Y -67.9%

FCF CAGR 10Y -13.8%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 20

EPS Growth Next 3Y 48.5%

Revenue Growth Next 3Y 9.2%

Earnings Date Nov 6, 2026

EPS Estimate (next Q) -$1.00

EPS Growth Est (next Q) -130.9%

Revenue Est (next Q) $40.87B

Revenue Growth Est (next Q) 25.2%

Fair Value Estimates

Graham Number $195.21

Graham Upside -52.9%

Lynch Fair Value $52.80

Lynch Upside -87.3%

Price Target $469.89

Price Target Upside 13.4%

Cash Flow

Operating Cash Flow $147M

Free Cash Flow $-443M

Adj. Free Cash Flow $-690M

FCF Per Share -$3.69

OCF Per Share $1.22

OCF/S Ratio 0.1%

Income Statement

Revenue $145.68B

Gross Profit $19.89B

Operating Income $2.02B

EBITDA $3.07B

Net Income $1.28B

EPS (Diluted) $10.56

Revenue / Employee $2.17M

Profit / Employee $19.06K

Employees 67,060

Dividends

Annual Dividend $3.54

Dividend Yield 0.85%

Payout Ratio 33.5%

FCF Payout Ratio -97.1%

Adj. FCF Payout Ratio -62.3%

Dividend Growth (YoY) 0.0%

Pay Frequency Quarterly

Ex-Dividend Date Dec 24, 2026