Kemper Corporation
KMPR | NYSE
$33.84
+$0.62 (+1.87%)
Nov 2, 2026, 10:57 AM ET · Market open
Market Data
Market Cap $1.99B
Enterprise Value $2.9B
Beta 1.06
Average Volume 971.87K
Shares Outstanding (Diluted) 58.87M
Shares Change YoY -8.88%
Institutional Ownership 98.45%
Exchange NYSE
ISIN US4884011002
Price Performance
Price Change 1M 31.8%
Price Change 3M 15.6%
Price Change 6M 0.9%
Price Change YTD -16.5%
Price Change 1Y -22.4%
Price Change 3Y -19.6%
Price Change 5Y -47.8%
1M CAGR (ann.) 25.4%
1Y CAGR (ann.) -23.6%
5Y CAGR (ann.) -11.1%
All-Time CAGR 1.3%
Valuation
PE Ratio -3.95
Forward PE 7.91
PEG Ratio 0.02
Forward PEG 0.08
PS Ratio 0.43
Forward PS 0.50
PB Ratio 0.89
P/FCF Ratio 4.12
P/Adj. FCF Ratio 4.12
P/OCF Ratio 3.74
EV/Sales 0.63
EV/EBIT -5.54
EV/EBITDA -6.59
EV/FCF 6.11
Earnings Yield -25.3%
FCF Yield 24.3%
Adj. FCF Yield 24.3%
Financial Health
Net Debt $944.5M
Total Debt $944.5M
Cash & Short-Term Investments $351.70
Total Assets $11.93B
Current Ratio 0.00
Quick Ratio 0.00
Debt / Equity Ratio 0.43
Debt / EBITDA -2.15
Debt / FCF 1.99
OCF / Debt 0.55
Interest Coverage -14.37
Altman Z-Score 0.54
Piotroski F-Score 5
Margins & Profitability
Gross Profit Margin 36.2%
Operating Profit Margin -11.4%
EBITDA Margin -9.6%
Net Profit Margin -10.8%
FCF Margin 10.4%
Adj. FCF Margin 10.4%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets -4.2%
Return on Equity -19.3%
Return on Invested Capital -4.2%
Return on Capital Employed -4.4%
Return on Tangible Assets -4.7%
Historical Growth (CAGR)
Revenue CAGR 3Y -4.6%
Revenue CAGR 5Y -3.7%
Revenue CAGR 10Y 6.3%
EPS CAGR 3Y -421.7%
EPS CAGR 5Y 16.2%
EPS CAGR 10Y -115.8%
FCF CAGR 3Y 79.8%
FCF CAGR 5Y 4.4%
FCF CAGR 10Y 6.9%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 5
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 9, 2026
EPS Estimate (next Q) $0.68
EPS Growth Est (next Q) 106.7%
Revenue Est (next Q) $1.07B
Revenue Growth Est (next Q) -13.3%
Fair Value Estimates
Graham Number N/A
Graham Upside N/A
Lynch Fair Value N/A
Lynch Upside N/A
Price Target $35.50
Price Target Upside 6.9%
Cash Flow
Operating Cash Flow $523M
Free Cash Flow $474.5M
Adj. Free Cash Flow $474.5M
FCF Per Share $8.06
OCF Per Share $8.88
OCF/S Ratio 11.4%
Income Statement
Revenue $4.57B
Gross Profit $1.65B
Operating Income $-521.5M
EBITDA $-440.1M
Net Income $-495.5M
EPS (Diluted) -$8.41
Revenue / Employee $622.2K
Profit / Employee $-67.41K
Employees 7,350
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