Mechanics Bank

MCHB | NASDAQ

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$14.64

-$0.03 (-0.20%)

At close: Oct 30, 2026, 4:00 PM ET

$15.00

+$0.36 (+2.46%)

Pre-market: Nov 2, 2026, 6:59 AM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $3.23B

Enterprise Value $-2.76B

Beta 0.14

Average Volume 585.81K

Shares Outstanding (Diluted) 221.5M

Shares Change YoY 6.3%

Institutional Ownership N/A

Exchange NASDAQ

ISIN US43785V1026

Price Performance

Price Change 1M -0.9%

Price Change 3M -12.8%

Price Change 6M -1.9%

Price Change YTD 0.1%

Price Change 1Y 9.3%

Price Change 3Y 203.1%

Price Change 5Y -69.0%

1M CAGR (ann.) -4.9%

1Y CAGR (ann.) 21.0%

5Y CAGR (ann.) -16.3%

All-Time CAGR -2.8%

Valuation

PE Ratio 12.30

Forward PE 12.77

PEG Ratio 0.16

Forward PEG 0.40

PS Ratio 3.20

Forward PS 3.90

PB Ratio 1.26

P/FCF Ratio 12.04

P/Adj. FCF Ratio 12.32

P/OCF Ratio 11.53

EV/Sales -2.74

EV/EBIT -5.73

EV/EBITDA -5.37

EV/FCF -10.32

Earnings Yield 8.1%

FCF Yield 8.3%

Adj. FCF Yield 8.1%

Financial Health

Net Cash $6.07B

Total Debt $210.28M

Cash & Short-Term Investments $6.2B

Total Assets $20.94B

Current Ratio 0.34

Quick Ratio 0.34

Debt / Equity Ratio 0.08

Debt / EBITDA 0.41

Debt / FCF 0.78

OCF / Debt 1.33

Interest Coverage 1.37

Altman Z-Score -0.43

Piotroski F-Score 8

Margins & Profitability

Gross Profit Margin 77.4%

Operating Profit Margin 35.5%

EBITDA Margin 51.0%

Net Profit Margin 27.0%

FCF Margin 26.6%

Adj. FCF Margin 26.0%

SBC / Revenue 0.6%

SBC Impact (per share) -2.3%

Returns

Return on Assets 1.3%

Return on Equity 10.0%

Return on Invested Capital 9.3%

Return on Capital Employed 12.2%

Return on Tangible Assets 1.4%

Historical Growth (CAGR)

Revenue CAGR 3Y 41.8%

Revenue CAGR 5Y 21.3%

Revenue CAGR 10Y 19.8%

EPS CAGR 3Y 84.3%

EPS CAGR 5Y 17.1%

EPS CAGR 10Y 26.9%

FCF CAGR 3Y 84.3%

FCF CAGR 5Y 9.3%

FCF CAGR 10Y 22.7%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 2

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Jan 29, 2027

EPS Estimate (next Q) $0.29

EPS Growth Est (next Q) -48.2%

Revenue Est (next Q) $201.47M

Revenue Growth Est (next Q) -22.5%

Fair Value Estimates

Graham Number $17.63

Graham Upside 20.4%

Lynch Fair Value $20.37

Lynch Upside 39.1%

Price Target $17.00

Price Target Upside 16.1%

Cash Flow

Operating Cash Flow $280.14M

Free Cash Flow $268M

Adj. Free Cash Flow $261.85M

FCF Per Share $1.21

OCF Per Share $1.27

OCF/S Ratio 27.8%

Income Statement

Revenue $1.01B

Gross Profit $780.44M

Operating Income $357.54M

EBITDA $514.73M

Net Income $272.09M

EPS (Diluted) $1.19

Revenue / Employee $524.92K

Profit / Employee $141.64K

Employees 1,921

Dividends

Annual Dividend $1.56

Dividend Yield 10.66%

Payout Ratio 131.1%

FCF Payout Ratio 113.1%

Adj. FCF Payout Ratio 115.8%

Dividend Growth (YoY) 140.0%

Pay Frequency Quarterly

Ex-Dividend Date Aug 28, 2026