Mercury General Corporation
MCY | NYSE
$103.50
+$1.08 (+1.05%)
Nov 2, 2026, 11:59 AM ET · Market open
Market Data
Market Cap $5.73B
Enterprise Value $4.57B
Beta 0.91
Average Volume 294.87K
Shares Outstanding (Diluted) 55.39M
Shares Change YoY 0%
Institutional Ownership 47.58%
Exchange NYSE
ISIN US5894001008
Price Performance
Price Change 1M 1.2%
Price Change 3M -3.5%
Price Change 6M 8.4%
Price Change YTD 10.0%
Price Change 1Y 35.8%
Price Change 3Y 184.0%
Price Change 5Y 83.3%
1M CAGR (ann.) 1.5%
1Y CAGR (ann.) 34.8%
5Y CAGR (ann.) 16.0%
All-Time CAGR 10.7%
Valuation
PE Ratio 6.05
Forward PE 8.72
PEG Ratio 0.04
Forward PEG 0.07
PS Ratio 0.89
Forward PS 0.80
PB Ratio 2.00
P/FCF Ratio 4.49
P/Adj. FCF Ratio 4.49
P/OCF Ratio 4.27
EV/Sales 0.72
EV/EBIT 3.83
EV/EBITDA 3.59
EV/FCF 3.61
Earnings Yield 16.5%
FCF Yield 22.3%
Adj. FCF Yield 22.3%
Financial Health
Net Cash $1.13B
Total Debt $962.13M
Cash & Short-Term Investments $2.07B
Total Assets $10.54B
Current Ratio 856.31
Quick Ratio 856.31
Debt / Equity Ratio 0.34
Debt / EBITDA 0.76
Debt / FCF 0.76
OCF / Debt 1.38
Interest Coverage 40.12
Altman Z-Score 2.07
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 44.8%
Operating Profit Margin 18.3%
EBITDA Margin 20.1%
Net Profit Margin 14.8%
FCF Margin 19.9%
Adj. FCF Margin 19.9%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 8.9%
Return on Equity 37.2%
Return on Invested Capital 34.0%
Return on Capital Employed 11.0%
Return on Tangible Assets 8.9%
Historical Growth (CAGR)
Revenue CAGR 3Y 14.3%
Revenue CAGR 5Y 9.2%
Revenue CAGR 10Y 7.0%
EPS CAGR 3Y 56.3%
EPS CAGR 5Y 13.3%
EPS CAGR 10Y 23.8%
FCF CAGR 3Y 77.6%
FCF CAGR 5Y 15.1%
FCF CAGR 10Y 20.2%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 3, 2026
EPS Estimate (next Q) $3.43
EPS Growth Est (next Q) -11.1%
Revenue Est (next Q) $1.62B
Revenue Growth Est (next Q) 1.9%
Fair Value Estimates
Graham Number $139.61
Graham Upside 36.3%
Lynch Fair Value $225.21
Lynch Upside 119.9%
Price Target $90.00
Price Target Upside -12.1%
Cash Flow
Operating Cash Flow $1.33B
Free Cash Flow $1.26B
Adj. Free Cash Flow $1.26B
FCF Per Share $22.82
OCF Per Share $23.97
OCF/S Ratio 20.9%
Income Statement
Revenue $6.34B
Gross Profit $2.84B
Operating Income $1.16B
EBITDA $1.27B
Net Income $936.87M
EPS (Diluted) $16.92
Revenue / Employee $1.45M
Profit / Employee $213.9K
Employees 4,380
Dividends
Annual Dividend $1.27
Dividend Yield 1.24%
Payout Ratio 7.5%
FCF Payout Ratio 5.6%
Adj. FCF Payout Ratio 5.6%
Dividend Growth (YoY) 0.0%
Pay Frequency Quarterly
Ex-Dividend Date Sep 10, 2026
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