Palomar Inc.
PLMR | NASDAQ
$143.46
+$3.14 (+2.24%)
Nov 2, 2026, 12:14 PM ET · Market open
Market Data
Market Cap $3.8B
Enterprise Value $2.45B
Beta 0.35
Average Volume 259.86K
Shares Outstanding (Diluted) 27.06M
Shares Change YoY -1.86%
Institutional Ownership 94.14%
Exchange NASDAQ
ISIN US69753M1053
Price Performance
Price Change 1M 13.4%
Price Change 3M 5.1%
Price Change 6M 24.1%
Price Change YTD 6.5%
Price Change 1Y 26.1%
Price Change 3Y 154.5%
Price Change 5Y 59.2%
1M CAGR (ann.) 3.2%
1Y CAGR (ann.) 25.2%
5Y CAGR (ann.) 11.7%
All-Time CAGR 30.4%
Valuation
PE Ratio 18.86
Forward PE 12.37
PEG Ratio 0.59
Forward PEG 0.61
PS Ratio 3.41
Forward PS 1.20
PB Ratio 3.79
P/FCF Ratio 9.05
P/Adj. FCF Ratio 9.30
P/OCF Ratio 8.90
EV/Sales 2.24
EV/EBIT 9.02
EV/EBITDA 8.38
EV/FCF 5.96
Earnings Yield 5.3%
FCF Yield 11.1%
Adj. FCF Yield 10.8%
Financial Health
Net Cash $1.27B
Total Debt $295.77M
Cash & Short-Term Investments $1.57B
Total Assets $3.96B
Current Ratio 0.00
Quick Ratio 0.00
Debt / Equity Ratio 0.30
Debt / EBITDA 1.01
Debt / FCF 0.72
OCF / Debt 1.40
Interest Coverage 31.60
Altman Z-Score 1.88
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 58.1%
Operating Profit Margin 24.1%
EBITDA Margin 26.3%
Net Profit Margin 18.6%
FCF Margin 37.6%
Adj. FCF Margin 36.6%
SBC / Revenue 1.0%
SBC Impact (per share) -2.7%
Returns
Return on Assets 5.1%
Return on Equity 21.6%
Return on Invested Capital 11.3%
Return on Capital Employed 6.6%
Return on Tangible Assets 5.5%
Historical Growth (CAGR)
Revenue CAGR 3Y 46.3%
Revenue CAGR 5Y 41.2%
Revenue CAGR 10Y N/A
EPS CAGR 3Y 48.5%
EPS CAGR 5Y 78.5%
EPS CAGR 10Y N/A
FCF CAGR 3Y 57.7%
FCF CAGR 5Y 79.7%
FCF CAGR 10Y N/A
Analyst Forecasts
Analyst Rating Buy
Analyst Count 3
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 4, 2026
EPS Estimate (next Q) $2.56
EPS Growth Est (next Q) 27.4%
Revenue Est (next Q) $754.28M
Revenue Growth Est (next Q) 208.3%
Fair Value Estimates
Graham Number $78.94
Graham Upside -43.7%
Lynch Fair Value $186.00
Lynch Upside 32.5%
Price Target $158.50
Price Target Upside 13.0%
Cash Flow
Operating Cash Flow $415.26M
Free Cash Flow $410.85M
Adj. Free Cash Flow $399.93M
FCF Per Share $15.59
OCF Per Share $15.76
OCF/S Ratio 38.0%
Income Statement
Revenue $1.09B
Gross Profit $634.1M
Operating Income $263.06M
EBITDA $292.19M
Net Income $203.16M
EPS (Diluted) $7.44
Revenue / Employee $2.49M
Profit / Employee $462.78K
Employees 439
Add to Watchlist
Select watchlists to add or remove PLMR