Synchrony Financial
SYF | NYSE
$76.83
+$1.48 (+1.96%)
Nov 2, 2026, 1:42 PM ET · Market open
Fiscal Quarter Period Ending | Q3 2026 Sep 30, 2026 | Q2 2026 Jun 30, 2026 | Q1 2026 Mar 31, 2026 | Q4 2025 Dec 31, 2025 | Q3 2025 Sep 30, 2025 | Q2 2025 Jun 30, 2025 | Q1 2025 Mar 31, 2025 | Q4 2024 Dec 31, 2024 | Q3 2024 Sep 30, 2024 | Q2 2024 Jun 30, 2024 | Q1 2024 Mar 31, 2024 | Q4 2023 Dec 31, 2023 | Q3 2023 Sep 30, 2023 | Q2 2023 Jun 30, 2023 | Q1 2023 Mar 31, 2023 | Q4 2022 Dec 31, 2022 | Q3 2022 Sep 30, 2022 | Q2 2022 Jun 30, 2022 | Q1 2022 Mar 31, 2022 | Q4 2021 Dec 31, 2021 | Q3 2021 Sep 30, 2021 | Q2 2021 Jun 30, 2021 | Q1 2021 Mar 31, 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
PE Ratio | 7.33 | 7.71 | 6.97 | 8.89 | 7.69 | 8.03 | 7.19 | 7.54 | 6.45 | 6.63 | 5.95 | 7.33 | 5.62 | 6.22 | 5.05 | 5.29 | 4.38 | 3.97 | 4.67 | 6.29 | 6.85 | 8.60 | 11.39 |
PEG Ratio | 1.91 | 0.55 | 0.66 | -0.31 | 0.51 | 0.26 | -6.94 | -4.93 | 0.25 | -0.13 | 0.03 | -0.24 | 0.44 | -2.12 | 0.71 | -0.35 | -0.55 | -0.40 | 0.22 | -0.24 | -1.33 | 0.38 | 0.29 |
PS Ratio | 1.20 | 1.33 | 1.23 | 1.56 | 1.39 | 1.29 | 1.04 | 1.29 | 1 | 1.01 | 0.92 | 0.91 | 0.78 | 0.95 | 0.90 | 1.11 | 1.06 | 1.15 | 1.58 | 2.22 | 2.43 | 2.41 | 1.95 |
PB Ratio | 1.37 | 1.49 | 1.41 | 1.78 | 1.56 | 1.48 | 1.23 | 1.53 | 1.22 | 1.24 | 1.11 | 1.13 | 0.92 | 1.07 | 0.96 | 1.14 | 1.01 | 1.02 | 1.34 | 1.83 | 1.97 | 1.97 | 1.76 |
P/FCF Ratio | 2.37 | 2.60 | 2.37 | 3.03 | 2.74 | 2.54 | 2.08 | 2.57 | 1.99 | 2.02 | 1.89 | 1.83 | 1.57 | 1.97 | 1.76 | 2.19 | 1.93 | 1.94 | 2.69 | 3.51 | 3.82 | 4.09 | 3.04 |
P/OCF Ratio | 2.37 | 2.60 | 2.37 | 3.03 | 2.74 | 2.54 | 2.08 | 2.57 | 1.99 | 2.02 | 1.89 | 1.83 | 1.57 | 1.97 | 1.76 | 2.19 | 1.93 | 1.94 | 2.69 | 3.51 | 3.82 | 4.09 | 3.04 |
OCF/S Ratio | 52.07 | 51.57 | 46.79 | 51.49 | 54.55 | 54.33 | 45.80 | 47.83 | 55.37 | 50.81 | 45.95 | 48.86 | 55.56 | 45.48 | 47.94 | 49.99 | 49.08 | 57.77 | 46.13 | 67.86 | 66.58 | 54.15 | 63.77 |
Debt / Equity Ratio | 1.03 | 0.97 | 1 | 0.91 | 0.85 | 0.94 | 1.03 | 0.93 | 0.98 | 1.01 | 1.06 | 1.15 | 1.11 | 1.06 | 1.13 | 1.10 | 1.10 | 0.91 | 1 | 1.06 | 0.92 | 0.95 | 1.13 |
Quick Ratio | n/a | 3.72 | 1.33 | 0.21 | 0.24 | 0.27 | 0.29 | 0.22 | 0.25 | 0.26 | 0.28 | 0.22 | 0.22 | 0.21 | 0.24 | 0.20 | 0.23 | 0.23 | 0.22 | 0.20 | 0.23 | 0.26 | 0.34 |
Current Ratio | n/a | 3.72 | 1.33 | 0.21 | 0.24 | 0.27 | 0.29 | 0.22 | 0.25 | 0.26 | 0.28 | 0.22 | 0.22 | 0.21 | 0.24 | 0.20 | 0.23 | 0.23 | 0.22 | 0.20 | 0.23 | 0.26 | 0.34 |
Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
Interest Coverage | 1.21 | 1.22 | 1.08 | 0.98 | 1.41 | 1.18 | 0.91 | 0.87 | 0.87 | 0.72 | 1.47 | 0.50 | 0.84 | 0.82 | 1.07 | 1.23 | 2.23 | 3.92 | 5.29 | 4.70 | 6.25 | 6.17 | 4.34 |
Return on Equity | 5.39% | 5.24% | 4.89% | 4.48% | 6.31% | 5.70% | 4.57% | 4.67% | 4.94% | 4.14% | 8.46% | 3.16% | 4.56% | 4.25% | 4.56% | 4.48% | 5.40% | 6% | 6.95% | 5.95% | 8.19% | 8.75% | 7.63% |
Return on Assets | 0.73% | 0.73% | 0.66% | 0.63% | 0.92% | 0.80% | 0.62% | 0.65% | 0.66% | 0.53% | 1.07% | 0.37% | 0.56% | 0.52% | 0.56% | 0.55% | 0.70% | 0.84% | 0.98% | 0.85% | 1.24% | 1.35% | 1.07% |
Return on Invested Capital | 0.73% | 0.73% | 2.69% | 1.98% | 2.90% | 2.53% | 1.96% | 2.07% | 2.14% | 1.72% | 3.44% | 1.21% | 2.17% | 2.06% | 2.14% | 2.13% | 2.57% | 3.15% | 3.48% | 2.89% | 4.27% | 4.49% | 3.58% |
Dividend Yield | 0.34% | 0.48% | 0.54% | 0.43% | 0.49% | 0.54% | 0.58% | 0.47% | 0.61% | 0.62% | 0.67% | 0.72% | 0.90% | 0.76% | 0.88% | 0.77% | 0.91% | 0.87% | 0.69% | 0.52% | 0.49% | 0.49% | 0.59% |
Payout Ratio | 8.52% | 13.67% | 15.53% | 16.91% | 12.07% | 13.96% | 15.59% | 15.25% | 15.21% | 18.51% | 8.74% | 25.91% | 18.15% | 19.16% | 18.47% | 19.58% | 17.07% | 14.80% | 13.30% | 15.99% | 11.83% | 11.11% | 13.56% |
FCF Payout Ratio | 3.04% | 5% | 5.73% | 5.18% | 4.93% | 5.27% | 5.36% | 5.01% | 4.34% | 4.79% | 5.03% | 4.92% | 4.59% | 5.71% | 5.89% | 6.12% | 7.34% | 6.55% | 8.88% | 9.01% | 7.54% | 8.44% | 9.24% |
Gross Profit Margin | 53.20% | 53.63% | 50.64% | 49.33% | 55.38% | 53.08% | 46.36% | 45.54% | 44.43% | 41.34% | 37.71% | 39.12% | 44.48% | 45.55% | 48.53% | 51.20% | 59.66% | 68.33% | 75.08% | 73.45% | 90.28% | 97.29% | 77.91% |
Net Profit Margin | 18.59% | 18.86% | 17.25% | 15.76% | 22.28% | 20.52% | 15.76% | 15.73% | 15.81% | 13.15% | 26.43% | 9.28% | 14.06% | 13.56% | 15.28% | 15.62% | 21.12% | 25.56% | 30.80% | 27.53% | 41.86% | 46.67% | 35.54% |
Pretax Profit Margin | 24.62% | 25.27% | 22.44% | 19.97% | 29.56% | 26.66% | 20.48% | 19.78% | 20.60% | 17.26% | 34.91% | 11.37% | 18.65% | 17.69% | 20.08% | 20.05% | 27.70% | 33.90% | 40.75% | 35.46% | 55.03% | 61.67% | 45.60% |
Operating Profit Margin | 24.62% | 25.27% | 22.44% | 19.97% | 29.56% | 26.66% | 20.48% | 19.78% | 20.60% | 17.26% | 34.91% | 11.37% | 18.65% | 17.69% | 20.08% | 20.05% | 27.70% | 33.90% | 40.75% | 35.46% | 55.03% | 61.67% | 45.60% |
FCF Margin | 52.07% | 51.57% | 46.79% | 51.49% | 54.55% | 54.33% | 45.80% | 47.83% | 55.37% | 50.81% | 45.95% | 48.86% | 55.56% | 45.48% | 47.94% | 49.99% | 49.08% | 57.77% | 46.13% | 67.86% | 66.58% | 54.15% | 63.77% |
EBITDA Margin | 24.62% | 28.36% | 25.50% | 22.89% | 32.21% | 29.24% | 23.08% | 22.22% | 23.03% | 19.74% | 37.35% | 13.85% | 21.24% | 20.38% | 22.90% | 22.79% | 30.85% | 37.27% | 44.28% | 39.01% | 58.44% | 65.31% | 48.89% |
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