TBC Bank Group
TBCCF | OTC
$63.71
$0.00 (0.00%)
Nov 2, 2026, 10:59 AM ET · Market open
Market Data
Market Cap $3.5B
Enterprise Value $11.98B
Beta 0.65
Average Volume 2K
Shares Outstanding (Diluted) 54.36M
Shares Change YoY -2.17%
Institutional Ownership N/A
Exchange OTC
ISIN GB00BYT18307
Price Performance
Price Change 1M -8.0%
Price Change 3M 8.3%
Price Change 6M -2.0%
Price Change YTD 16.7%
Price Change 1Y 4.4%
Price Change 3Y 218.9%
Price Change 5Y 593.3%
1M CAGR (ann.) -6.9%
1Y CAGR (ann.) 10.6%
5Y CAGR (ann.) 61.4%
All-Time CAGR 20.7%
Valuation
PE Ratio 6.32
Forward PE 4.85
PEG Ratio 0.12
Forward PEG 0.16
PS Ratio 1.55
Forward PS 2.00
PB Ratio 1.38
P/FCF Ratio N/A
P/Adj. FCF Ratio -124.85
P/OCF Ratio N/A
EV/Sales 1.97
EV/EBIT 6.85
EV/EBITDA 6.20
EV/FCF N/A
Earnings Yield 16.4%
FCF Yield 0.0%
Adj. FCF Yield -0.8%
Financial Health
Net Debt GEL2.75B
Total Debt GEL6.96B
Cash & Short-Term Investments GEL4.21B
Total Assets GEL44.34B
Current Ratio 0.15
Quick Ratio 0.15
Debt / Equity Ratio 1.04
Debt / EBITDA 3.60
Debt / FCF N/A
OCF / Debt 0.00
Interest Coverage 0.72
Altman Z-Score -0.02
Piotroski F-Score 6
Margins & Profitability
Gross Profit Margin 60.2%
Operating Profit Margin 28.7%
EBITDA Margin 31.7%
Net Profit Margin 24.3%
FCF Margin 0.0%
Adj. FCF Margin -1.2%
SBC / Revenue 1.2%
SBC Impact (per share) N/A
Returns
Return on Assets 3.3%
Return on Equity 23.6%
Return on Invested Capital 9.2%
Return on Capital Employed 10.7%
Return on Tangible Assets 3.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 19.6%
Revenue CAGR 5Y 22.5%
Revenue CAGR 10Y 21.8%
EPS CAGR 3Y 11.6%
EPS CAGR 5Y 18.1%
EPS CAGR 10Y 18.2%
FCF CAGR 3Y -150.0%
FCF CAGR 5Y -89.8%
FCF CAGR 10Y 246.0%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Nov 6, 2026
EPS Estimate (next Q) N/A
EPS Growth Est (next Q) N/A
Revenue Est (next Q) $141.53M
Revenue Growth Est (next Q) 12.4%
Fair Value Estimates
Graham Number $105.20
Graham Upside 65.1%
Lynch Fair Value $182.84
Lynch Upside 187.0%
Price Target $0.00
Price Target Upside N/A
Cash Flow
Operating Cash Flow GEL0
Free Cash Flow GEL0
Adj. Free Cash Flow GEL-75.45M
FCF Per Share $0.00
OCF Per Share $0.00
OCF/S Ratio 0.0%
Income Statement
Revenue GEL6.09B
Gross Profit GEL3.67B
Operating Income GEL1.75B
EBITDA GEL1.93B
Net Income GEL1.48B
EPS (Diluted) $27.08
Revenue / Employee $434.94K
Profit / Employee $105.83K
Employees 14,000
Dividends
Annual Dividend $3.44
Dividend Yield 5.40%
Payout Ratio 12.7%
FCF Payout Ratio N/A
Adj. FCF Payout Ratio 0.0%
Dividend Growth (YoY) -17.7%
Pay Frequency Quarterly
Ex-Dividend Date Oct 22, 2026
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