Zions Bancorporation National Association
ZION | NASDAQ
$65.37
$0.00 (0.00%)
Nov 2, 2026, 9:30 AM ET · Market open
Market Data
Market Cap $9.54B
Enterprise Value $-10.02B
Beta 0.83
Average Volume 1.54M
Shares Outstanding (Diluted) 145.09M
Shares Change YoY -1.38%
Institutional Ownership 84.19%
Exchange NASDAQ
ISIN US9897011071
Price Performance
Price Change 1M 4.3%
Price Change 3M -6.2%
Price Change 6M 3.3%
Price Change YTD 11.7%
Price Change 1Y 25.4%
Price Change 3Y 111.9%
Price Change 5Y 3.8%
1M CAGR (ann.) 0.2%
1Y CAGR (ann.) 30.8%
5Y CAGR (ann.) 3.2%
All-Time CAGR 10.5%
Valuation
PE Ratio 8.01
Forward PE 9.73
PEG Ratio 0.17
Forward PEG 0.20
PS Ratio 1.85
Forward PS 2.50
PB Ratio 1.24
P/FCF Ratio 4.66
P/Adj. FCF Ratio 4.73
P/OCF Ratio 5.40
EV/Sales -1.94
EV/EBIT -6.45
EV/EBITDA -6.11
EV/FCF -4.89
Earnings Yield 12.5%
FCF Yield 21.5%
Adj. FCF Yield 21.1%
Financial Health
Net Cash $19.56B
Total Debt $3.26B
Cash & Short-Term Investments $22.82B
Total Assets $90.92B
Current Ratio 0.29
Quick Ratio 0.29
Debt / Equity Ratio 0.42
Debt / EBITDA 1.99
Debt / FCF 1.59
OCF / Debt 0.67
Interest Coverage 1.11
Altman Z-Score -0.43
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 73.0%
Operating Profit Margin 30.1%
EBITDA Margin 31.8%
Net Profit Margin 23.5%
FCF Margin 39.7%
Adj. FCF Margin 39.1%
SBC / Revenue 0.5%
SBC Impact (per share) -1.5%
Returns
Return on Assets 1.3%
Return on Equity 16.3%
Return on Invested Capital 9.3%
Return on Capital Employed 12.8%
Return on Tangible Assets 1.4%
Historical Growth (CAGR)
Revenue CAGR 3Y 5.2%
Revenue CAGR 5Y 11.8%
Revenue CAGR 10Y 7.8%
EPS CAGR 3Y 14.6%
EPS CAGR 5Y 2.9%
EPS CAGR 10Y 16.2%
FCF CAGR 3Y 15.1%
FCF CAGR 5Y 36.6%
FCF CAGR 10Y 18.3%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 16
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Jan 19, 2027
EPS Estimate (next Q) $1.69
EPS Growth Est (next Q) -3.4%
Revenue Est (next Q) $902.58M
Revenue Growth Est (next Q) 1.3%
Fair Value Estimates
Graham Number $98.64
Graham Upside 50.9%
Lynch Fair Value $40.80
Lynch Upside -37.6%
Price Target $74.69
Price Target Upside 14.3%
Cash Flow
Operating Cash Flow $2.19B
Free Cash Flow $2.05B
Adj. Free Cash Flow $2.02B
FCF Per Share $11.28
OCF Per Share $12.11
OCF/S Ratio 34.1%
Income Statement
Revenue $5.16B
Gross Profit $3.77B
Operating Income $1.55B
EBITDA $1.64B
Net Income $1.21B
EPS (Diluted) $8.16
Revenue / Employee $560.74K
Profit / Employee $131.81K
Employees 9,195
Dividends
Annual Dividend $1.83
Dividend Yield 2.80%
Payout Ratio 22.4%
FCF Payout Ratio 16.6%
Adj. FCF Payout Ratio 16.9%
Dividend Growth (YoY) 5.2%
Pay Frequency Quarterly
Ex-Dividend Date Aug 13, 2026
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