Affirm Inc.
AFRM | NASDAQ
$73.47
-$1.37 (-1.83%)
At close: Oct 30, 2026, 4:00 PM ET
$74.18
+$0.71 (+0.97%)
Pre-market:
Nov 2, 2026, 5:46 AM ET
Fiscal Quarter Period Ending | Q4 2026 Jun 30, 2026 | Q3 2026 Mar 31, 2026 | Q2 2026 Dec 31, 2025 | Q1 2026 Sep 30, 2025 | Q4 2025 Jun 30, 2025 | Q3 2025 Mar 31, 2025 | Q2 2025 Dec 31, 2024 | Q1 2025 Sep 30, 2024 | Q4 2024 Jun 30, 2024 | Q3 2024 Mar 31, 2024 | Q2 2024 Dec 31, 2023 | Q1 2024 Sep 30, 2023 | Q4 2023 Jun 30, 2023 | Q3 2023 Mar 31, 2023 | Q2 2023 Dec 31, 2022 | Q1 2023 Sep 30, 2022 | Q4 2022 Jun 30, 2022 | Q3 2022 Mar 31, 2022 | Q2 2022 Dec 31, 2021 | Q1 2022 Sep 30, 2021 | Q4 2021 Jun 30, 2021 | Q3 2021 Mar 31, 2021 | Q2 2021 Dec 31, 2020 | Q1 2021 Sep 30, 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 1.09B | 1.04B | 1.12B | 933.34M | 876.42M | 783.13M | 866.38M | 698.48M | 659.19M | 576.16M | 591.11M | 496.55M | 445.83M | 380.98M | 399.56M | 361.62M | 364.13M | 354.76M | 361.01M | 269.39M | 261.78M | 230.67M | 204.04M | 173.98M |
Cost of Revenue | 333.6M | 353.91M | 343.45M | 301.91M | 282.95M | 271.02M | 264.17M | 229.44M | 213.4M | 213.04M | 210.04M | 208.64M | 223.57M | 227.02M | 223.26M | 199.32M | 182.74M | 153.66M | 136.84M | 103.21M | 104.08M | 126.17M | 58.44M | 47.27M |
Gross Profit | 756.07M | 684.86M | 779.57M | 631.42M | 593.47M | 512.12M | 602.21M | 469.04M | 445.79M | 363.12M | 381.07M | 287.91M | 222.26M | 153.96M | 176.3M | 162.3M | 181.39M | 201.1M | 224.17M | 166.17M | 157.7M | 104.49M | 145.61M | 126.71M |
Operating Income | 265.28M | 202.19M | 117.63M | 63.66M | 58.06M | -8.39M | -4.32M | -132.62M | -73.46M | -160.79M | -172.15M | -209.45M | -243.83M | -310.04M | -359.53M | -287.47M | -277.23M | -226.55M | -196.2M | -166.07M | -149.67M | -209.35M | -26.77M | -33.29M |
Interest Income | 567.28M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Pretax Income | 169.09M | 107.38M | 133.24M | 83.02M | 71.58M | 5.35M | 82.86M | -98.32M | -44.14M | -133.05M | -167.6M | -170.74M | -207.28M | -206.51M | -324.01M | -251.45M | -204.52M | -54.41M | -159.46M | -306.44M | -155.66M | -287.12M | -26.53M | -3.85M |
Net Income | 1.62B | 102.9M | 129.59M | 80.69M | 69.24M | 2.8M | 80.36M | -100.22M | -45.14M | -133.94M | -166.9M | -171.78M | -205.96M | -205.68M | -322.44M | -251.27M | -186.4M | -54.67M | -159.74M | -306.62M | -153.21M | -287.05M | -26.61M | -3.95M |
Selling & General & Admin | 239.25M | 218.16M | 240.01M | 223.43M | 212.41M | 208.33M | 275.45M | 283.72M | 258.78M | 261.67M | 294.04M | 287.2M | 272.65M | 280.21M | 346.97M | 324.85M | 326.22M | 298.68M | 284.77M | 200.16M | 215.25M | 238.18M | 80.03M | 54.86M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 251.54M | 264.51M | 421.94M | 344.33M | 323M | 312.18M | 331.08M | 317.95M | 260.47M | 262.24M | 259.18M | 210.16M | 193.44M | 183.78M | 188.86M | 124.93M | 132.39M | 128.97M | 135.61M | 132.08M | 92.12M | 75.66M | 92.35M | 105.15M |
Operating Expenses | 490.79M | 482.67M | 661.94M | 567.76M | 535.41M | 520.51M | 606.53M | 601.67M | 519.25M | 523.91M | 553.23M | 497.36M | 466.09M | 463.99M | 535.84M | 449.77M | 458.62M | 427.65M | 420.37M | 332.24M | 307.37M | 313.84M | 172.38M | 160.01M |
Interest Expense | 118.57M | 113.76M | 111.72M | 110.03M | 105.91M | 107.63M | 107.76M | 104.15M | 95.26M | 90.45M | 84.62M | 73.93M | 63.01M | 51.19M | 43.75M | 25.07M | 19.42M | 15.82M | 17.7M | 16.75M | 15.62M | 14.67M | 12.06M | 10.35M |
Selling & Marketing Expenses | 92.4M | 72.85M | 98.78M | 78.49M | 79.55M | 74.02M | 136.04M | 145.23M | 135.32M | 132.95M | 161.27M | 146.87M | 145.13M | 140.94M | 188.33M | 163.87M | 168.69M | 156.21M | 143.48M | 63.96M | 65.04M | 58.18M | 39.11M | 22.58M |
Cost & Expenses | 824.4M | 836.58M | 1.01B | 869.68M | 818.35M | 791.53M | 870.7M | 831.1M | 732.65M | 736.95M | 763.26M | 705.99M | 689.65M | 691.01M | 759.09M | 649.09M | 641.36M | 581.31M | 557.21M | 435.46M | 411.45M | 440.01M | 230.81M | 207.27M |
Income Tax Expense | -1.45B | 4.48M | 3.65M | 2.33M | 2.34M | 2.54M | 2.5M | 1.9M | 997K | 890K | -700K | 1.04M | -1.32M | -836K | -1.57M | -180K | -18.12M | 259K | 276K | 171K | -2.45M | -70K | 78K | 97K |
Shares Outstanding (Basic) | 339.06M | 337.14M | 334.27M | 330.24M | 326.91M | 324.05M | 322.28M | 318.23M | 315.48M | 312.63M | 307.57M | 303.84M | 299.64M | 297.2M | 293.68M | 290.93M | 288.11M | 285.64M | 281.53M | 271.68M | 267.28M | 233.31M | 242.75M | 242.75M |
Shares Outstanding (Diluted) | 349.73M | 348.1M | 349.37M | 348.28M | 342.56M | 344.22M | 345.2M | 318.23M | 315.48M | 312.63M | 307.57M | 303.84M | 299.64M | 297.2M | 293.68M | 290.93M | 288.11M | 285.64M | 281.53M | 271.68M | 267.28M | 233.31M | 242.75M | 242.75M |
EPS (Basic) | 4.77 | 0.31 | 0.39 | 0.24 | 0.21 | 0.01 | 0.25 | -0.31 | -0.14 | -0.43 | -0.54 | -0.57 | -0.69 | -0.69 | -1.10 | -0.86 | -0.65 | -0.19 | -0.57 | -1.13 | -0.48 | -1.06 | -0.13 | -0.06 |
EPS (Diluted) | 4.62 | 0.30 | 0.37 | 0.23 | 0.20 | 0.01 | 0.23 | -0.31 | -0.14 | -0.43 | -0.54 | -0.57 | -0.69 | -0.69 | -1.10 | -0.86 | -0.65 | -0.19 | -0.57 | -1.13 | -0.48 | -1.06 | -0.13 | -0.06 |
EBITDA | 375.01M | 296.2M | 320.55M | 258.38M | 241.49M | 172.44M | 245.52M | 52.55M | 116.51M | -5.59M | -56.47M | -56.68M | -100.99M | -107.86M | -257.25M | -205.5M | -167.98M | -25.49M | -129.8M | -279.15M | -132.15M | -267.44M | -11.12M | 10.22M |
EBIT | 287.66M | 221.14M | 244.96M | 193.05M | 177.49M | 112.98M | 190.62M | 5.83M | 51.12M | -42.6M | -82.99M | -96.81M | -144.27M | -155.33M | -280.25M | -226.38M | -185.1M | -38.59M | -141.76M | -289.69M | -140.03M | -272.46M | -14.47M | 6.5M |
Depreciation & Amortization | 87.35M | 75.06M | 75.59M | 65.33M | 64M | 59.47M | 54.89M | 46.72M | 65.39M | 37.01M | 26.51M | 40.13M | 43.28M | 47.47M | 23M | 20.88M | 17.12M | 13.1M | 11.96M | 10.54M | 7.89M | 5.02M | 3.35M | 3.72M |
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