Credit Acceptance Corporation
CACC | NASDAQ
$489.32
+$24.43 (+5.26%)
Nov 2, 2026, 9:57 AM ET · Market open
Fiscal Quarter Period Ending | Q3 2026 Sep 30, 2026 | Q2 2026 Jun 30, 2026 | Q1 2026 Mar 31, 2026 | Q4 2025 Dec 31, 2025 | Q3 2025 Sep 30, 2025 | Q2 2025 Jun 30, 2025 | Q1 2025 Mar 31, 2025 | Q4 2024 Dec 31, 2024 | Q3 2024 Sep 30, 2024 | Q2 2024 Jun 30, 2024 | Q1 2024 Mar 31, 2024 | Q4 2023 Dec 31, 2023 | Q3 2023 Sep 30, 2023 | Q2 2023 Jun 30, 2023 | Q1 2023 Mar 31, 2023 | Q4 2022 Dec 31, 2022 | Q3 2022 Sep 30, 2022 | Q2 2022 Jun 30, 2022 | Q1 2022 Mar 31, 2022 | Q4 2021 Dec 31, 2021 | Q3 2021 Sep 30, 2021 | Q2 2021 Jun 30, 2021 | Q1 2021 Mar 31, 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Income | -56.6M | 135.9M | 135.8M | 122M | 108.2M | 87.4M | 106.3M | 151.9M | 78.8M | -47.1M | 64.3M | 93.6M | 70.8M | 22.2M | 99.5M | 127.3M | 86.8M | 107.4M | 214.3M | 217.6M | 250M | 288.6M | 202.1M |
Depreciation & Amortization | 5.6M | 5.4M | 5.9M | 6.1M | 6.8M | 6.8M | 6.9M | 6.9M | 6.9M | 6.9M | 7.1M | 6.7M | 7.1M | 6.4M | 6.4M | 6.3M | 6.2M | 6.5M | 6.6M | 6.6M | 6.8M | 6.4M | 6.5M |
Stock-Based Compensation | 10.6M | 8.7M | 11.3M | 13M | 12.1M | 12.7M | 12.9M | 12.8M | 10.7M | 10.6M | 10.9M | 10.1M | 9.3M | 9.8M | 9.9M | 9.6M | 8.7M | 9.1M | 9.1M | 19.4M | 15.2M | -10.9M | 1.1M |
Other Working Capital | -52.8M | 8.2M | 300K | -13.5M | -6.8M | -128M | 30.1M | 112.4M | -2.6M | -67.9M | -400K | 63.3M | 17.4M | -10.5M | 24.8M | 1.1M | 39M | -10.5M | 12.3M | -26.7M | 3.3M | -5.1M | 8.7M |
Other Non-Cash Items | 411M | 159.2M | 139.5M | 129.4M | 151.9M | 172.5M | 163.3M | 123.7M | 184.8M | 344.3M | 186.4M | 165.6M | 184.7M | 250.6M | 137.7M | 130.5M | 180.3M | 147.5M | 23.4M | 25.8M | -8.4M | -30.6M | 21.2M |
Deferred Income Tax | -10.8M | -7.3M | 2.8M | 55.8M | -7.9M | -14.9M | 1.6M | -103.8M | 13.1M | -11.6M | 31.9M | -73.1M | 13.3M | -2.4M | 24.2M | -11.5M | -1.9M | -5.3M | 11M | 48.8M | -15.1M | -1.9M | 12.9M |
Change in Working Capital | -24.3M | 7.6M | 51.5M | -57M | 28.3M | -124.8M | 55.2M | 114.7M | 23.4M | -99.1M | 9.4M | 108.3M | 28.2M | -3.9M | 18.8M | 24.6M | 46.2M | -15.7M | 111.7M | -187.1M | 21.3M | 91.7M | 81.4M |
Operating Cash Flow | 335.5M | 309.5M | 346.8M | 269.3M | 299.4M | 139.7M | 346.2M | 306.2M | 317.7M | 204M | 310M | 311.2M | 313.4M | 282.7M | 296.5M | 286.8M | 326.3M | 249.5M | 376.1M | 131.1M | 269.8M | 343.3M | 325.2M |
Capital Expenditures | -1.4M | -1.6M | -1.3M | -400K | -600K | -300K | -300K | -700K | -400K | -400K | -300K | -1.7M | 100K | -1.5M | -900K | -1.2M | -900K | 700K | -1.7M | -1.5M | -3M | -2.3M | -800K |
Cash Acquisitions | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 3.2M | n/a | 8.6M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Purchase of Investments | -19.5M | n/a | n/a | -11M | -13.1M | -8.9M | -10.3M | -7.3M | -17.4M | -12.6M | -21.7M | -8.6M | -13.8M | -9.5M | -11.4M | -11.9M | -13.8M | -13M | -11.4M | -7.4M | -6.2M | -13.4M | -11.8M |
Sales Maturities Of Investments | 4.4M | 4.1M | 4.4M | 13.8M | 11.7M | 11.3M | 8.8M | 13M | 12.3M | 6.5M | 14.4M | 400K | 8.6M | 3.7M | 8.1M | 8M | 10.2M | 7.5M | 3.4M | 1.4M | 2.1M | 11.3M | 8.7M |
Other Investing Acitivies | -578.9M | -173.9M | -195.2M | -63.3M | -125.6M | -196.3M | -289.8M | -192.2M | -418.5M | -522.7M | -576.3M | -343.6M | -354.8M | -360.5M | -340M | -116.4M | -168.2M | -143.1M | -8.8M | 230.6M | 199.7M | 138.6M | -108.7M |
Investing Cash Flow | -595.4M | -171.4M | -192.1M | -60.9M | -127.6M | -194.2M | -291.6M | -187.2M | -424M | -526M | -583.9M | -344.9M | -359.9M | -367.8M | -344.2M | -121.5M | -172.7M | -147.9M | -18.5M | 223.1M | 192.6M | 134.2M | -112.6M |
Debt Repayment | 439.6M | -123.2M | 50.1M | -16.3M | -107.8M | -239.7M | 356.3M | 98.6M | 303.1M | 343.6M | 545.8M | 138.2M | 194.4M | 28.2M | 129.7M | -34.2M | -168.8M | 54M | 120M | 8.1M | -175.5M | 64.3M | 111.6M |
Common Stock Repurchased | -161.6M | -141.4M | -178.9M | -191.4M | -107.4M | -262.2M | -164.4M | -61.4M | n/a | -60.8M | -191.1M | -53.6M | -126.3M | -7.8M | -14.9M | -105.3M | -26.5M | -229.7M | -423M | -377.9M | -704.2M | -254.5M | -135.2M |
Dividend Paid | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Financial Acitivies | -2.1M | -4.9M | 1.8M | 1.2M | -32.5M | -400K | 29.1M | -27.5M | 1.9M | -10.8M | 15.9M | -18.2M | 4.6M | -11.4M | 3.3M | -3.5M | 6.3M | 6.2M | 9.9M | 7.5M | -1.3M | -10.6M | -1M |
Financial Cash Flow | 286M | -197.4M | -104M | -206.5M | -236.8M | -502.3M | 221M | 9.7M | 305M | 272M | 370.6M | 66.4M | 72.7M | 9M | 118.1M | -143M | -189M | -169.5M | -293.1M | -362.3M | -881M | -200.8M | -24.6M |
Net Cash Flow | 26.1M | -59.3M | 50.7M | 1.9M | -65M | -556.8M | 275.6M | 128.7M | 198.7M | -50M | 96.7M | 32.7M | 26.2M | -76.1M | 70.4M | 22.3M | -35.4M | -67.9M | 64.5M | -8.1M | -418.6M | 276.7M | 188M |
Free Cash Flow | 334.1M | 307.9M | 345.5M | 268.9M | 298.8M | 139.4M | 345.9M | 305.5M | 317.3M | 203.6M | 309.7M | 309.5M | 313.5M | 281.2M | 295.6M | 285.6M | 325.4M | 250.2M | 374.4M | 129.6M | 266.8M | 341M | 324.4M |
Adj. Free Cash Flow | 323.5M | 299.2M | 334.2M | 255.9M | 286.7M | 126.7M | 333M | 292.7M | 306.6M | 193M | 298.8M | 299.4M | 304.2M | 271.4M | 285.7M | 276M | 316.7M | 241.1M | 365.3M | 110.2M | 251.6M | 351.9M | 323.3M |
Maintenance CapEx | -1.4M | -1.6M | -1.3M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | -793.4K | 200K | -992.3K | -900K | -1.2M | -900K | 700K | -1.55M | -1.02M | -1.69M | -335.57K | n/a |
Growth CapEx | n/a | n/a | n/a | -400K | -600K | -300K | -300K | -700K | -400K | -400K | -300K | -906.6K | -100K | -507.7K | n/a | n/a | n/a | n/a | -147.74K | -481.39K | -1.31M | -1.96M | -800K |
Owner Earnings | 334.1M | 307.9M | 345.5M | 269.3M | 299.4M | 139.7M | 346.2M | 306.2M | 317.7M | 204M | 310M | 310.41M | 313.6M | 281.71M | 295.6M | 285.6M | 325.4M | 250.2M | 374.55M | 130.08M | 268.11M | 342.96M | 325.2M |
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