Credit Acceptance Corporation
CACC | NASDAQ
$485.29
+$20.40 (+4.39%)
Nov 2, 2026, 11:27 AM ET · Market open
TTM Period Ending | Q3 2026 Sep 30, 2026 | Q2 2026 Jun 30, 2026 | Q1 2026 Mar 31, 2026 | Q4 2025 Dec 31, 2025 | Q3 2025 Sep 30, 2025 | Q2 2025 Jun 30, 2025 | Q1 2025 Mar 31, 2025 | Q4 2024 Dec 31, 2024 | Q3 2024 Sep 30, 2024 | Q2 2024 Jun 30, 2024 | Q1 2024 Mar 31, 2024 | Q4 2023 Dec 31, 2023 | Q3 2023 Sep 30, 2023 | Q2 2023 Jun 30, 2023 | Q1 2023 Mar 31, 2023 | Q4 2022 Dec 31, 2022 | Q3 2022 Sep 30, 2022 | Q2 2022 Jun 30, 2022 | Q1 2022 Mar 31, 2022 | Q4 2021 Dec 31, 2021 | Q3 2021 Sep 30, 2021 | Q2 2021 Jun 30, 2021 | Q1 2021 Mar 31, 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Income | 337.1M | 501.9M | 453.4M | 423.9M | 453.8M | 424.4M | 289.9M | 247.9M | 189.6M | 181.6M | 250.9M | 286.1M | 319.8M | 335.8M | 421M | 535.8M | 626.1M | 789.3M | 970.5M | 958.3M | 907M | 899.1M | 706.9M |
Depreciation & Amortization | 23M | 24.2M | 25.6M | 26.6M | 27.4M | 27.5M | 27.6M | 27.8M | 27.6M | 27.8M | 27.3M | 26.6M | 26.2M | 25.3M | 25.4M | 25.6M | 25.9M | 26.5M | 26.4M | 26.3M | 26M | 25.4M | 24.8M |
Stock-Based Compensation | 43.6M | 45.1M | 49.1M | 50.7M | 50.5M | 49.1M | 47M | 45M | 42.3M | 40.9M | 40.1M | 39.1M | 38.6M | 38M | 37.3M | 36.5M | 46.3M | 52.8M | 32.8M | 24.8M | 6.9M | -6.8M | 5.5M |
Other Working Capital | -57.8M | -11.8M | -148M | -118.2M | 7.7M | 11.9M | 72M | 41.5M | -7.6M | 12.4M | 69.8M | 95M | 32.8M | 54.4M | 54.4M | 41.9M | 14.1M | -21.6M | -16.2M | -19.8M | -144.1M | -109.1M | -112.8M |
Other Non-Cash Items | 839.1M | 580M | 593.3M | 617.1M | 611.4M | 644.3M | 816.1M | 839.2M | 881.1M | 881M | 787.3M | 738.6M | 703.5M | 699.1M | 596M | 481.7M | 377M | 188.3M | 10.2M | 8M | 74.7M | 53.1M | 222.9M |
Deferred Income Tax | 40.5M | 43.4M | 35.8M | 34.6M | -125M | -104M | -100.7M | -70.4M | -39.7M | -39.5M | -30.3M | -38M | 23.6M | 8.4M | 5.5M | -7.7M | 52.6M | 39.4M | 42.8M | 44.7M | 80.6M | 109.9M | 118.7M |
Change in Working Capital | -22.2M | 30.4M | -102M | -98.3M | 73.4M | 68.5M | 94.2M | 48.4M | 42M | 46.8M | 142M | 151.4M | 67.7M | 85.7M | 73.9M | 166.8M | -44.9M | -69.8M | 37.6M | 7.3M | 45.3M | 66.7M | 300K |
Operating Cash Flow | 1.26B | 1.23B | 1.06B | 1.05B | 1.09B | 1.11B | 1.17B | 1.14B | 1.14B | 1.14B | 1.22B | 1.2B | 1.18B | 1.19B | 1.16B | 1.24B | 1.08B | 1.03B | 1.12B | 1.07B | 1.14B | 1.15B | 1.08B |
Capital Expenditures | -4.7M | -3.9M | -2.6M | -1.6M | -1.9M | -1.7M | -1.8M | -1.8M | -2.8M | -2.3M | -3.4M | -4M | -3.5M | -4.5M | -2.3M | -3.1M | -3.4M | -5.5M | -8.5M | -7.6M | -6.9M | -5.3M | -4.9M |
Cash Acquisitions | n/a | n/a | n/a | n/a | n/a | n/a | 3.2M | 3.2M | 11.8M | 11.8M | 8.6M | 8.6M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Purchase of Investments | -30.5M | -24.1M | -33M | -43.3M | -39.6M | -43.9M | -47.6M | -59M | -60.3M | -56.7M | -53.6M | -43.3M | -46.6M | -46.6M | -50.1M | -50.1M | -45.6M | -38M | -38.4M | -38.8M | -36.8M | -38.9M | -39M |
Sales Maturities Of Investments | 26.7M | 34M | 41.2M | 45.6M | 44.8M | 45.4M | 40.6M | 46.2M | 33.6M | 29.9M | 27.1M | 20.8M | 28.4M | 30M | 33.8M | 29.1M | 22.5M | 14.4M | 18.2M | 23.5M | 28.1M | 35.3M | 29.5M |
Other Investing Acitivies | -1.01B | -558M | -580.4M | -675M | -803.9M | -1.1B | -1.42B | -1.71B | -1.86B | -1.8B | -1.64B | -1.4B | -1.17B | -985.1M | -767.7M | -436.5M | -89.5M | 278.4M | 560.1M | 460.2M | 214.3M | -71M | -475.4M |
Investing Cash Flow | -1.02B | -552M | -574.8M | -674.3M | -800.6M | -1.1B | -1.43B | -1.72B | -1.88B | -1.81B | -1.66B | -1.42B | -1.19B | -1.01B | -786.3M | -460.6M | -116M | 249.3M | 531.4M | 437.3M | 198.7M | -79.9M | -489.8M |
Debt Repayment | 350.2M | -197.2M | -313.7M | -7.5M | 107.4M | 518.3M | 1.1B | 1.29B | 1.33B | 1.22B | 906.6M | 490.5M | 318.1M | -45.1M | -19.3M | -29M | 13.3M | 6.6M | 16.9M | 8.5M | -14.9M | -22.4M | -128M |
Common Stock Repurchased | -673.3M | -619.1M | -739.9M | -725.4M | -595.4M | -488M | -286.6M | -313.3M | -305.5M | -431.8M | -378.8M | -202.6M | -254.3M | -154.5M | -376.4M | -784.5M | -1.06B | -1.73B | -1.76B | -1.47B | -1.27B | -563.4M | -308.9M |
Dividend Paid | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Financial Acitivies | -4M | -34.4M | -29.9M | -2.6M | -31.3M | 3.1M | -7.3M | -20.5M | -11.2M | -8.5M | -9.1M | -21.7M | -7M | -5.3M | 12.3M | 18.9M | 29.9M | 22.3M | 5.5M | -5.4M | -15.2M | -12M | -2M |
Financial Cash Flow | -221.9M | -744.7M | -1.05B | -724.6M | -508.4M | 33.4M | 807.7M | 957.3M | 1.01B | 781.7M | 518.7M | 266.2M | 56.8M | -204.9M | -383.4M | -794.6M | -1.01B | -1.71B | -1.74B | -1.47B | -1.3B | -597.8M | -438.9M |
Net Cash Flow | 19.4M | -71.7M | -569.2M | -344.3M | -217.5M | 46.2M | 553M | 374.1M | 278.1M | 105.6M | 79.5M | 53.2M | 42.8M | -18.8M | -10.6M | -16.5M | -46.9M | -430.1M | -85.5M | 38M | 41.5M | 469.7M | 150.4M |
Free Cash Flow | 1.26B | 1.22B | 1.05B | 1.05B | 1.09B | 1.11B | 1.17B | 1.14B | 1.14B | 1.14B | 1.21B | 1.2B | 1.18B | 1.19B | 1.16B | 1.24B | 1.08B | 1.02B | 1.11B | 1.06B | 1.13B | 1.14B | 1.07B |
Adj. Free Cash Flow | 1.21B | 1.18B | 1B | 1B | 1.04B | 1.06B | 1.13B | 1.09B | 1.1B | 1.1B | 1.17B | 1.16B | 1.14B | 1.15B | 1.12B | 1.2B | 1.03B | 968.2M | 1.08B | 1.04B | 1.13B | 1.15B | 1.07B |
Maintenance CapEx | -4.3M | -2.9M | -1.3M | n/a | n/a | n/a | n/a | n/a | -793.4K | -593.4K | -1.59M | -2.49M | -2.89M | -3.99M | -2.3M | -2.95M | -2.77M | -3.56M | -4.6M | -3.04M | -2.03M | -335.57K | -791.13K |
Growth CapEx | -400K | -1M | -1.3M | -1.6M | -1.9M | -1.7M | -1.8M | -1.8M | -2.01M | -1.71M | -1.81M | -1.51M | -607.7K | -507.7K | n/a | -147.74K | -629.13K | -1.94M | -3.9M | -4.56M | -4.87M | -4.96M | -4.11M |
Owner Earnings | 1.26B | 1.22B | 1.05B | 1.05B | 1.09B | 1.11B | 1.17B | 1.14B | 1.14B | 1.14B | 1.22B | 1.2B | 1.18B | 1.19B | 1.16B | 1.24B | 1.08B | 1.02B | 1.12B | 1.07B | 1.14B | 1.15B | 1.08B |
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