Cincinnati Financial Corporation
CINF | NASDAQ
$181.22
-$0.65 (-0.36%)
At close: Oct 30, 2026, 3:59 PM ET
$181.13
-$0.09 (-0.05%)
Pre-market:
Nov 2, 2026, 4:07 AM ET
Market Data
Market Cap $27.82B
Enterprise Value $-4.76B
Beta 0.53
Average Volume 698.65K
Shares Outstanding (Diluted) 155.1M
Shares Change YoY -1.71%
Institutional Ownership 75.62%
Exchange NASDAQ
ISIN US1720621010
Price Performance
Price Change 1M 13.7%
Price Change 3M 2.0%
Price Change 6M 11.8%
Price Change YTD 11.0%
Price Change 1Y 17.2%
Price Change 3Y 81.8%
Price Change 5Y 49.2%
1M CAGR (ann.) 7.8%
1Y CAGR (ann.) 22.0%
5Y CAGR (ann.) 10.9%
All-Time CAGR 12.4%
Valuation
PE Ratio 10.62
Forward PE 19.74
PEG Ratio 0.41
Forward PEG 0.54
PS Ratio 2.10
Forward PS 2.50
PB Ratio 1.72
P/FCF Ratio 9.03
P/Adj. FCF Ratio 9.16
P/OCF Ratio 8.99
EV/Sales -0.36
EV/EBIT -1.42
EV/EBITDA -1.36
EV/FCF -1.54
Earnings Yield 9.4%
FCF Yield 11.1%
Adj. FCF Yield 10.9%
Financial Health
Net Cash $32.58B
Total Debt $875M
Cash & Short-Term Investments $33.45B
Total Assets $42.61B
Current Ratio 2.03
Quick Ratio 2.03
Debt / Equity Ratio 0.05
Debt / EBITDA 0.25
Debt / FCF 0.28
OCF / Debt 3.54
Interest Coverage 63.60
Altman Z-Score 2.37
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 48.8%
Operating Profit Margin 24.9%
EBITDA Margin 26.4%
Net Profit Margin 20.1%
FCF Margin 23.2%
Adj. FCF Margin 22.9%
SBC / Revenue 0.3%
SBC Impact (per share) -1.4%
Returns
Return on Assets 6.3%
Return on Equity 16.5%
Return on Invested Capital 11.5%
Return on Capital Employed 14.3%
Return on Tangible Assets 6.3%
Historical Growth (CAGR)
Revenue CAGR 3Y 10.8%
Revenue CAGR 5Y 8.1%
Revenue CAGR 10Y 9.4%
EPS CAGR 3Y 17.3%
EPS CAGR 5Y 1.9%
EPS CAGR 10Y 15.9%
FCF CAGR 3Y 13.7%
FCF CAGR 5Y 10.4%
FCF CAGR 10Y 10.6%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 4
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Feb 8, 2027
EPS Estimate (next Q) $3.05
EPS Growth Est (next Q) -9.5%
Revenue Est (next Q) $2.61B
Revenue Growth Est (next Q) 0.6%
Fair Value Estimates
Graham Number $201.16
Graham Upside 11.0%
Lynch Fair Value $85.30
Lynch Upside -52.9%
Price Target $198.00
Price Target Upside 9.3%
Cash Flow
Operating Cash Flow $3.09B
Free Cash Flow $3.08B
Adj. Free Cash Flow $3.04B
FCF Per Share $20.07
OCF Per Share $20.16
OCF/S Ratio 23.3%
Income Statement
Revenue $13.28B
Gross Profit $6.48B
Operating Income $3.31B
EBITDA $3.51B
Net Income $2.66B
EPS (Diluted) $17.06
Revenue / Employee $2.33M
Profit / Employee $466.96K
Employees 5,705
Dividends
Annual Dividend $3.69
Dividend Yield 2.04%
Payout Ratio 21.6%
FCF Payout Ratio 17.9%
Adj. FCF Payout Ratio 18.1%
Dividend Growth (YoY) 7.9%
Pay Frequency Quarterly
Ex-Dividend Date Sep 23, 2026
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