Donegal Group Inc.
DGICB | NASDAQ
$22.66
-$2.16 (-8.68%)
Nov 2, 2026, 12:06 PM ET · Market open
Market Data
Market Cap $741.16M
Enterprise Value $819.69M
Beta -0.03
Average Volume 4.11K
Shares Outstanding (Diluted) 32.17M
Shares Change YoY 3.52%
Institutional Ownership 1.38%
Exchange NASDAQ
ISIN US2577013004
Price Performance
Price Change 1M 36.1%
Price Change 3M -1.5%
Price Change 6M 17.9%
Price Change YTD 28.1%
Price Change 1Y 47.8%
Price Change 3Y 65.2%
Price Change 5Y 53.0%
1M CAGR (ann.) 18.7%
1Y CAGR (ann.) 67.4%
5Y CAGR (ann.) 15.7%
All-Time CAGR 7.4%
Valuation
PE Ratio 13.36
Forward PE 13.76
PEG Ratio -0.43
Forward PEG -0.54
PS Ratio 0.86
Forward PS 0.90
PB Ratio 1.24
P/FCF Ratio 14.00
P/Adj. FCF Ratio 14.00
P/OCF Ratio 13.58
EV/Sales 0.86
EV/EBIT 9.53
EV/EBITDA 9.33
EV/FCF 14.04
Earnings Yield 7.5%
FCF Yield 7.2%
Adj. FCF Yield 7.2%
Financial Health
Net Debt $2.5M
Total Debt $35M
Cash & Short-Term Investments $32.5M
Total Assets $2.47B
Current Ratio 0.00
Quick Ratio 0.00
Debt / Equity Ratio 0.05
Debt / EBITDA 0.40
Debt / FCF 0.60
OCF / Debt 1.67
Interest Coverage 62.57
Altman Z-Score 0.98
Piotroski F-Score 3
Margins & Profitability
Gross Profit Margin 45.3%
Operating Profit Margin 8.9%
EBITDA Margin 9.2%
Net Profit Margin 7.2%
FCF Margin 6.1%
Adj. FCF Margin 6.1%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 2.8%
Return on Equity 10.6%
Return on Invested Capital 4.2%
Return on Capital Employed 3.4%
Return on Tangible Assets 2.8%
Historical Growth (CAGR)
Revenue CAGR 3Y 1.6%
Revenue CAGR 5Y 3.5%
Revenue CAGR 10Y 3.5%
EPS CAGR 3Y 82.0%
EPS CAGR 5Y 10.0%
EPS CAGR 10Y 4.3%
FCF CAGR 3Y 9.0%
FCF CAGR 5Y -12.2%
FCF CAGR 10Y -0.2%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 0
EPS Growth Next 3Y N/A
Revenue Growth Next 3Y N/A
Earnings Date Feb 25, 2027
EPS Estimate (next Q) $0.53
EPS Growth Est (next Q) 15.2%
Revenue Est (next Q) $201.6M
Revenue Growth Est (next Q) -1.3%
Fair Value Estimates
Graham Number $29.65
Graham Upside 18.6%
Lynch Fair Value $18.74
Lynch Upside -25.0%
Price Target $0.00
Price Target Upside N/A
Cash Flow
Operating Cash Flow $58.39M
Free Cash Flow $58.39M
Adj. Free Cash Flow $58.39M
FCF Per Share $1.84
OCF Per Share $1.84
OCF/S Ratio 6.1%
Income Statement
Revenue $954.92M
Gross Profit $432.44M
Operating Income $84.67M
EBITDA $87.82M
Net Income $69.16M
EPS (Diluted) $1.87
Revenue / Employee $1.12M
Profit / Employee $81.27K
Employees 851
Dividends
Annual Dividend $0.69
Dividend Yield 2.76%
Payout Ratio 36.9%
FCF Payout Ratio 46.0%
Adj. FCF Payout Ratio 46.0%
Dividend Growth (YoY) 6.2%
Pay Frequency Quarterly
Ex-Dividend Date Nov 2, 2026
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