Reinsurance Group of America
RGA | NYSE
$264.73
+$1.28 (+0.49%)
At close: Oct 30, 2026, 4:00 PM ET
$264.53
-$0.20 (-0.08%)
Pre-market:
Nov 2, 2026, 5:58 AM ET
Market Data
Market Cap $17.29B
Enterprise Value $17.33B
Beta 0.45
Average Volume 372.75K
Shares Outstanding (Diluted) 66.73M
Shares Change YoY 0%
Institutional Ownership 98.96%
Exchange NYSE
ISIN US7593516047
Price Performance
Price Change 1M 7.5%
Price Change 3M 11.8%
Price Change 6M 26.9%
Price Change YTD 30.1%
Price Change 1Y 45.1%
Price Change 3Y 77.1%
Price Change 5Y 124.2%
1M CAGR (ann.) 7.8%
1Y CAGR (ann.) 42.1%
5Y CAGR (ann.) 19.8%
All-Time CAGR 11.5%
Valuation
PE Ratio 11.63
Forward PE 8.93
PEG Ratio 0.12
Forward PEG 0.28
PS Ratio 0.67
Forward PS 0.60
PB Ratio 1.26
P/FCF Ratio 3.33
P/Adj. FCF Ratio 3.33
P/OCF Ratio 3.37
EV/Sales 0.67
EV/EBIT 7.62
EV/EBITDA 7.62
EV/FCF 3.33
Earnings Yield 8.6%
FCF Yield 30.1%
Adj. FCF Yield 30.1%
Financial Health
Net Debt $43M
Total Debt $5.71B
Cash & Short-Term Investments $5.67B
Total Assets $167.12B
Current Ratio 0.00
Quick Ratio 0.00
Debt / Equity Ratio 0.42
Debt / EBITDA 2.51
Debt / FCF 1.10
OCF / Debt 0.91
Interest Coverage 4.74
Altman Z-Score 0.43
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 25.2%
Operating Profit Margin 7.3%
EBITDA Margin 8.8%
Net Profit Margin 5.9%
FCF Margin 20.3%
Adj. FCF Margin 20.3%
SBC / Revenue 0.0%
SBC Impact (per share) N/A
Returns
Return on Assets 0.9%
Return on Equity 11.3%
Return on Invested Capital 0.9%
Return on Capital Employed 1.1%
Return on Tangible Assets 0.9%
Historical Growth (CAGR)
Revenue CAGR 3Y 15.5%
Revenue CAGR 5Y 10.3%
Revenue CAGR 10Y 9.0%
EPS CAGR 3Y 38.0%
EPS CAGR 5Y 13.4%
EPS CAGR 10Y 10.3%
FCF CAGR 3Y 21.6%
FCF CAGR 5Y 11.3%
FCF CAGR 10Y 9.6%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 9
EPS Growth Next 3Y 15.8%
Revenue Growth Next 3Y 7.3%
Earnings Date Nov 5, 2026
EPS Estimate (next Q) $6.97
EPS Growth Est (next Q) 9.4%
Revenue Est (next Q) $6.69B
Revenue Growth Est (next Q) 7.4%
Fair Value Estimates
Graham Number $326.82
Graham Upside 23.4%
Lynch Fair Value $306.12
Lynch Upside 15.6%
Price Target $273.67
Price Target Upside 3.4%
Cash Flow
Operating Cash Flow $5.2B
Free Cash Flow $5.2B
Adj. Free Cash Flow $5.2B
FCF Per Share $78.67
OCF Per Share $78.67
OCF/S Ratio 20.2%
Income Statement
Revenue $25.68B
Gross Profit $6.47B
Operating Income $1.88B
EBITDA $2.27B
Net Income $1.51B
EPS (Diluted) $22.76
Revenue / Employee $5.97M
Profit / Employee $350.7K
Employees 4,300
Dividends
Annual Dividend $3.77
Dividend Yield 1.42%
Payout Ratio 16.6%
FCF Payout Ratio 4.7%
Adj. FCF Payout Ratio 4.7%
Dividend Growth (YoY) 4.7%
Pay Frequency Quarterly
Ex-Dividend Date Aug 18, 2026
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